Business Checking
Get more from your checking. Get more from your business.
At Comerica we know that you work hard to make your business a success. That’s why we offer several convenient business checking accounts that work just as hard as you do. From small flower shops to large tech companies, our flexible options are designed to meet a range of needs and financial goals. Learn more about Comerica Business Checking and discover which options are right for you.
| Basic Business Checking | Small Business Checking | Commercial Checking | |
| In a nutshell: | A checking account that allows up to 75 transactions1 per statement cycle with no activity fees |
A checking account that allows up to 300 transactions1 per statement cycle with no activity fees |
A checking account which earns an earnings credit allowance used to offset service charges for select banking services including Treasury Management fees2 |
| Ideal for: | Businesses with low account activity |
Businesses with moderate banking activity |
Businesses with high transaction activity that require Treasury Management Services |
| The perks: | Itemized monthly statement
First $2,500 of cash deposited without charges
Comerica Web Banking for Small Business® available at no charge
Comerica Business Debit Card
Free use of Comerica ATMs
Detailed account analysis statements can be provided |
All the benefits of Basic Business Checking First $5,000 of cash deposited without charges |
Deposit balances earn credit allowances that also offset Treasury Management Service fees |
| Learn More | Learn More | Learn More |
1 Transactions include debits, deposited items, and credits.
2 Commercial Checking Accounts may receive an earnings credit allowance which is based on the balances maintained in your Account, less the reserve rate of ten percent. The earnings credit allowance is subtracted from your total analyzed activity fees (charges associated with your Accounts and services) resulting in your Service Charge. If sufficient balances are maintained in your Account, the costs of the banking services you use may be covered. The earnings credit allowance may not be used to offset certain fees, such as Paid Overdrafts, NSF Returned Items, Overdraft Interest and fees associated with Sweep accounts.
The earnings credit rate and the basis for the rate are subject to change from time to time without prior notice to you. Current rate and earnings credit information is available from your nearest banking center or by calling the telephone number on the front of your Account statement. Earnings credit is not available for withdrawal. Unless we agree otherwise in writing, earnings credit can only be used for fees incurred during the month covered by analysis. Services may be billed on a consolidated basis and, if requested, presented to you on an account analysis statement.
Fees will be charged between the fifth and tenth Business Days of the following month.
