Special Offers for Small Businesses

Brought to you by the Leading Bank for Business*

Earn more, enjoy more.

4.50% APY 

Business Money Market Account1

Our special rate on Business Money Market Accounts is here to boost your bottom line. Let us give your idle cash the opportunity to work hard for you!

woman at laptop
business management

The ultimate low-cost, interest-earning solution.

Introducing Comerica Maximize™

Deposit more. Earn interest on your excess balance after fees are offset by the Earnings Credit Allowance (ECA). 2  The higher your balance, the more you save on fees and the more you earn with tiered interest rates.

Optimize your liquidity with time-saving digital tools.

Make payments.
Initiate wire transfers, ACH transactions, Real-Time Payments,3 account transfers, stop payments and more.

Access information reporting.
View current and prior-day reporting, statements, paid check images and more.

Deposit checks remotely.
Make deposits conveniently by desktop4 or mobile.

Protect against payments fraud.
Mitigate ACH and check fraud through verification.

Manage your loans.
Access loan information, initiate advances and make loan payments instantly.

Get the financing and advice you need to grow.

Up to $400 closing fee waiver on a business line of credit or term loan5

Comerica knows your business has unique challenges, so we offer unique business loan solutions, backed by the guidance you need to reach your goals. 

Term loans – ideal for purchasing equipment and work vehicles, and improving real estate

Lines of Credit – ideal for covering cash low timing gaps, accessing short-term working capital and solving other business needs

Accelerate access to capital faster with Comerica Small Business Convenient CapitalTM with no tax returns required, instant decision or within 24 hours, funding within 72 hours and more.6

business meeting
customer payment

$250 rebate on your first year of payment processing7

With Comerica Merchant Services, you get easy setup, exceptional support and a wide range of secure payment options. 

Drive revenue, minimize risk 
Your business needs are unique, and we understand that. Whether you simply want to accept card payments, or need more robust processing tools, you get the customized solution that’s best for you. 

Convenient payments
Enjoy all the benefits of smarter, faster, easier payments with expedited funding, secure chip card and mobile payment acceptance, 24/7 customer support, and more.

Stay competitive now.

Don’t let these opportunities pass you by.

Call or visit a banking center near you to get started today!

*Comerica ranks first nationally among U.S. financial holding companies with greater than $60B in assets, based on commercial and industrial loans outstanding as a percentage of assets, as of September 30, 2023. Data provided by S&P Global Market Intelligence.

1To qualify for the promotional Business Money Market Account (BMMA) rate offer the following requirements must be met:
    a. Open a promotional BMMA with at least $15,000 in new money between between 07/31/2023 – 03/31/2024.  
    b. Deposit a minimum of $15,000 in new money (money deposited within the last 30 days to a Comerica checking or savings account will qualify as long as it has not been previously held at Comerica Bank and is not part of a regularly recurring direct deposit). 
    c. A Comerica checking account relationship is required. Cannot be combined with any other offer or with any package account rate benefits.
This offer is subject to change or cancellation without notice at any time. Fees may reduce earnings. The promotional interest rate applies to balances of $15,000 or more and may change at any time. Interest is compounded and paid monthly. If at any time the daily balance in the account falls below $15,000, the standard interest rate will apply to the entire balance. 

2 Interest is earned on the Comerica Maximize Checking average ledger balance for any monthly statement cycle where the Earnings Credit Allowance (ECA) offsets all fees and is calculated and paid through Account Analysis only on balances in excess of those required to offset all checking and cash management fees by the ECA. Complete fees, ECA rates and interest rates are available through a Comerica Treasury Management Officer.

3 Real-Time Payments are provided through The Clearing House RTP Network. The Automated Clearing House (ACH) and National Automated Clearing House Association (NACHA) are not affiliated with Comerica Bank.

4 One-time scanner charge is not included.

5 For a limited time beginning with applications submitted on January 1, 2024, and ending with applications received on or before March 31, 2024, businesses (including sole proprietors) that apply for a standard business loan at any Comerica Banking Center or Contact Center are eligible for a closing fee waiver up to $400 if the loan closes by June 30, 2024.  For applications between $10,000 to $750,000.   Loan proceeds must be used solely for business purposes.  Fees vary based on loan type.  SBA lines of credit and term loans are excluded from the promotional pricing offer.  Promotional pricing offers are not valid in conjunction with any other rate discount or offer.  This offer does not apply to loans used to refinance existing loans with Comerica.  A Comerica business checking account is required and must be open for at least 120 days to apply for a Comerica Small Business Convenient CapitalTM term loan or line of credit.  For Retail Bank small business customers with up to $1 million in aggregate Comerica business loan needs.  Loans subject to credit approval.  Comerica Bank reserves the right to modify or discontinue the offer at any time.  

6 Comerica Small Business Convenient CapitalTM term loans and lines of credit are available for unsecured borrowing requests from $10,000 to $100,000. Subject to credit approval. For business purposes only. A Comerica business checking account is required; must be open for at least 120 days to apply. Terms, conditions, fees, and other restrictions may apply. Rates are subject to change and depend on terms. Loans subject to credit approval.  

7 Comerica Merchant Services Mobile deals do not qualify. This promotion cannot be combined with any other offers and may be amended or discontinued at any time without notice. Incentive is based on annual processing volume determined by two recent payment processing statements (within six months). Subject to the other terms, the statement credit will be paid in two installments of $125 each, as follows: the first statement credit of $125 will be paid after you sign up and begin processing transactions(activation), and the second statement credit of $125 will be paid six months after activation. Three-year contract required. Contract must be signed by 12/31/2024.Cancellation prior to receiving the entire rebate forfeits remaining months of credit and any outstanding rebate balance. Additional terms and conditions apply.

Comerica has partnered with Worldpay LLC to provide credit card processing. Merchant Services are offered through Comerica Bank. Ancillary services are offered through Worldpay or other service providers and may require a separate agreement with those service providers.