Special Offers for Small Businesses

Brought to you by the Leading Bank for Business*

Outsmart your competition

In a competitive world, you need all the advantage you can get. Act now to make the most of limited-time offers and solutions to help your business compete.

Enjoy no monthly maintenance fee and no minimum balance. 

Basic Business Checking1

Start with an easy-to-use account that’s packed with features – and no monthly maintenance fee or minimum balance requirement.

woman at laptop
business management

The ultimate low-cost, interest-earning solution.

Introducing Comerica Maximize®

Deposit more. Earn interest on your excess balance after fees are offset by the Earnings Credit Allowance (ECA). 2  The higher your balance, the more you save on fees and the more you earn with tiered interest rates.

Optimize your liquidity with time-saving digital tools.

Make payments.
Initiate wire transfers, ACH transactions, Real-Time Payments,3 account transfers, stop payments and more.

Access information reporting.
View current and prior-day reporting, statements, paid check images and more.

Deposit checks remotely.
Make deposits conveniently by desktop4 or mobile.

Protect against payments fraud.
Mitigate ACH and check fraud through verification.

Manage your loans.
Access loan information, initiate advances and make loan payments instantly.

Great term loan fixed rates to help your business

10.99% interest rate for $10,000 to $100,0005
9.24% interest rate for $100,001 to $500,0005

Comerica knows your business has unique challenges, so we offer unique business loan solutions, backed by the guidance you need to reach your goals. 

business meeting
customer payment

Get a $400 to $1,000 rebate toward purchase or lease of a card processing terminal

Whether wireless, mobile, e-commerce or point-of-sale payment solutions, Comerica Merchant Services can help you increase revenue while decreasing expenses.

Contactless payments
Digital payments that use technology to securely communicate your customers’ payment information without any physical contact.

The latest secure technology tools
Mitigate the financial and reputational risk that can occur with a data breach.

24/7 technology & customer support 
Secure online portal lets you manage your accounts 24 hours a day, seven days a week.

Fast funding
Funding as soon as next business day.

Stay competitive now.

Don’t let these opportunities pass you by.

Call or visit a banking center near you to get started today!

*Comerica ranks first nationally among U.S. bank holding companies with greater than $70B in assets, based on commercial and industrial loans outstanding as a percentage of assets, as of March 31, 2024. Data provided by S&P Global Market Intelligence.

1Other fees may apply.

2 Interest is earned on the Comerica Maximize Checking average ledger balance for any monthly statement cycle where the Earnings Credit Allowance (ECA) offsets all fees and is calculated and paid through Account Analysis only on balances in excess of those required to offset all checking and cash management fees by the ECA. Complete fees, ECA rates and interest rates are available through a Comerica Treasury Management Officer.

3 Real-Time Payments are provided through The Clearing House RTP Network. The Automated Clearing House (ACH) and National Automated Clearing House Association (NACHA) are not affiliated with Comerica Bank.

4 One-time scanner charge is not included.

5 For a limited time, beginning with new applications submitted July 1, 2024, through September 30, 2024, that close by December 31, 2024, take advantage of the following promotion for Retail Bank Small Business customers with up to $1 million in aggregate Comerica business loan needs. Term loan fixed rates up to 5 years. For applications between $10,000 to $100,000, the promotional rate is 10.99% on loans secured by a business asset UCC filing, vehicle or unsecured. For applications between $100,001 to $500,000, the promotional rate is 9.24% on loans secured by a business asset UCC filing, vehicle or unsecured up to $250,000. Loan proceeds must be used solely for business purposes. Cash and real estate secured term loans and SBA term loans are excluded from the promotional pricing offer. Promotional pricing offers are not valid in conjunction with any other rate discount or offer. A Comerica business checking account is required for Comerica Small Business Convenient Capital™ term loan; must be open for at least 120 days to apply. Loans subject to credit approval. Comerica Bank reserves the right to modify or discontinue the offer at any time.

6 Incentive to be paid in the form of a $1,000 rebate upon activation. Terminal must be activated within 45 days of the first month of processing activity but not later than 11/15/24. Incentive to be paid in the form of a $400 rebate upon activation. Terminal must be activated within 30 days of the first month of processing activity but not later than 11/15/24. Comerica checking relationship required. Promotion only available to merchants who establish a new processing account with minimum processing activity. $400 rebate requires $50,000 of annual processing volume. $1,000 rebate requires $250,000 of annual processing volume. Rebate will occur within 60 days of the first month of processing activity by deposit into your business checking account. This promotion cannot be combined with any other offers and may be amended or discontinued at any time without notice. Requires a standard three-year agreement. Applicable rates, terms and conditions apply. Applications subject to approval. Comerica has partnered with Worldpay LLC to provide credit card processing. Merchant services are offered through Comerica Bank. Ancillary services are offered through Worldpay or other service providers and may require a separate agreement with those service providers.