Special Offers for Small Businesses

Brought to you by the Leading Bank for Business*

Enjoy no monthly maintenance fee and no minimum balance. 

Basic Business Checking1

Start with an easy-to-use account that’s packed with features – and no monthly maintenance fee or minimum balance requirement.

woman at laptop
business management

The ultimate low-cost, interest-earning solution.

Introducing Comerica Maximize®

Deposit more. Earn interest on your excess balance after fees are offset by the Earnings Credit Allowance (ECA). 2  The higher your balance, the more you save on fees and the more you earn with tiered interest rates.

Optimize your liquidity with time-saving digital tools.

Make payments.
Initiate wire transfers, ACH transactions, Real-Time Payments,3 account transfers, stop payments and more.

Access information reporting.
View current and prior-day reporting, statements, paid check images and more.

Deposit checks remotely.
Make deposits conveniently by desktop4 or mobile.

Protect against payments fraud.
Mitigate ACH and check fraud through verification.

Manage your loans.
Access loan information, initiate advances and make loan payments instantly.

Get the financing and advice you need to grow. 

Get an up to $400 closing fee waiver on a business line of credit or term loan.5

Comerica knows your business has unique challenges, so we offer unique business loan solutions, backed by the guidance you need to reach your goals. 

business meeting
customer payment

Commerce360 from Comerica Merchant Services offers a commerce solution enabling sales online, in store and anywhere in between.

Commerce360 delivers a true omni-commerce solution for customers. Now, easily accept payments anywhere, any time, and always keep track of inventory in one easy-to-use solution. 

This all-in-one sales integration system provides:

  • In-store, online, mobile, and touchless sales options
  • Integrated custom-built website and e-commerce
  • Marketing tools including social media selling
  • Online and in-store inventory tracking
Commerce360 with GoDaddy

*Comerica ranks first nationally among U.S. bank holding companies with greater than $70B in assets, based on commercial and industrial loans outstanding as a percentage of assets, as of March 31, 2024. Data provided by S&P Global Market Intelligence.

1Other fees may apply.

2 Interest is earned on the Comerica Maximize Checking average ledger balance for any monthly statement cycle where the Earnings Credit Allowance (ECA) offsets all fees and is calculated and paid through Account Analysis only on balances in excess of those required to offset all checking and cash management fees by the ECA. Complete fees, ECA rates and interest rates are available through a Comerica Treasury Management Officer.

3 Real-Time Payments are provided through The Clearing House RTP Network. The Automated Clearing House (ACH) and National Automated Clearing House Association (NACHA) are not affiliated with Comerica Bank.

4 One-time scanner charge is not included.

5 For a limited time beginning with applications submitted on October 1, 2024, and ending with applications received on or before December 31, 2024, businesses (including sole proprietors) that apply for a standard business loan at any Comerica banking center or contact center are eligible for a closing fee waiver up to $400 if the loan closes by March 31, 2025. For applications between $10,000 to $750,000. Loan proceeds must be used solely for business purposes. Fees vary based on loan type. SBA lines of credit are excluded from the promotional pricing offer. Promotional pricing offers are not valid in conjunction with any other rate discount or offer. A Comerica business checking account is required and must be open for at least 120 days to apply for a Comerica Small Business Convenient Capital™ term loan or line of credit. For small business customers with up to $1 million in aggregate Comerica business loan needs. Loans subject to credit approval. Comerica Bank reserves the right to modify or discontinue the offer at any time.  

6 Comerica has partnered with Worldpay LLC to provide credit card processing. Merchant Services are offered through Comerica Bank. Ancillary services are offered through Worldpay or other service providers and may require a separate agreement with those service providers. Comerica Bank and its affiliates are not affiliated with GoDaddy Operating Company LLC. The GoDaddy word mark is a registered trademark of GoDaddy Operating Company LLC in the U.S. and other countries.