Special Offers for Small Businesses

Brought to you by the Leading Bank for Business*

Enjoy no monthly maintenance fee and no minimum balance. 

Basic Business Checking1

Start with an easy-to-use account that’s packed with features – and no monthly maintenance fee or minimum balance requirement.

woman at laptop
business management

The ultimate low-cost, interest-earning solution.

Introducing Comerica Maximize™

Deposit more. Earn interest on your excess balance after fees are offset by the Earnings Credit Allowance (ECA). 2  The higher your balance, the more you save on fees and the more you earn with tiered interest rates.

Optimize your liquidity with time-saving digital tools.

Make payments.
Initiate wire transfers, ACH transactions, Real-Time Payments,3 account transfers, stop payments and more.

Access information reporting.
View current and prior-day reporting, statements, paid check images and more.

Deposit checks remotely.
Make deposits conveniently by desktop4 or mobile.

Protect against payments fraud.
Mitigate ACH and check fraud through verification.

Manage your loans.
Access loan information, initiate advances and make loan payments instantly.

Get the capital you need to buy, refinance or upgrade property for your business.

$500 credit toward appraisal fee5

Whether you’re looking to purchase or refinance owner-occupied real estate for your business, now’s the time to wisely save money for your bottom line.

Collateralized by your property, at a term of generally five years or less, a commercial real estate loan is an affordable way to purchase, build, refinance or renovate owner-occupied commercial property and buildings.

business meeting
customer payment

Get a $400 to $1,000 rebate toward purchase or lease of a card processing terminal

Whether wireless, mobile, e-commerce or point-of-sale payment solutions, Comerica Merchant Services can help you increase revenue while decreasing expenses.

Contactless payments
Digital payments that use technology to securely communicate your customers’ payment information without any physical contact.

The latest secure technology tools
Mitigate the financial and reputational risk that can occur with a data breach.

24/7 technology & customer support 
Secure online portal lets you manage your accounts 24 hours a day, seven days a week.

Fast funding
Funding as soon as next business day.

Stay competitive now.

Don’t let these opportunities pass you by.

Call or visit a banking center near you to get started today!

*Comerica ranks first nationally among U.S. bank holding companies with greater than $70B in assets, based on commercial and industrial loans outstanding as a percentage of assets, as of March 31, 2024. Data provided by S&P Global Market Intelligence.

1Other fees may apply.

2 Interest is earned on the Comerica Maximize Checking average ledger balance for any monthly statement cycle where the Earnings Credit Allowance (ECA) offsets all fees and is calculated and paid through Account Analysis only on balances in excess of those required to offset all checking and cash management fees by the ECA. Complete fees, ECA rates and interest rates are available through a Comerica Treasury Management Officer.

3 Real-Time Payments are provided through The Clearing House RTP Network. The Automated Clearing House (ACH) and National Automated Clearing House Association (NACHA) are not affiliated with Comerica Bank.

4 One-time scanner charge is not included.

5 For a limited time, new applications received April 1, 2024, through June 30, 2024, can take advantage of a $500 appraisal fee credit associated with a Bank-ordered property appraisal for approved qualifying owner-occupied commercial real estate secured term loans submitted in Small Business. Offer available for conventional fixed- or variable-rate qualifying business purpose term loans from $10,000 to $750,000 and with total Comerica business lending relationship loan exposure up to $1 million. To be eligible for this promotion, the qualifying secured term loan must close and fund by September 30, 2024. Terms, conditions, fees and other restrictions may apply. Comerica Bank reserves the right to modify or discontinue offers at any time. Appraisal fees for appraisals not directly ordered by Comerica Bank will not be waived or paid by Comerica Bank. Some applications may require further consideration and additional information may be requested. Total closing fee waiver varies based on loan type. Fixed- and variable-rate term loan closing fee of $400 due at closing. Fixed-rate term loan upfront fee of 0.50% of the amount financed due at closing. Additional fees and closing costs,such as property insurance, flood hazard insurance and/or appraisal may apply. The customer will be provided a list of fees at closing. SBA Express loans are excluded from this offer. Qualified owner-occupied commercial real estate will be determined in underwriting and requires at least 51% occupancy by the borrower/guarantor. All credit terms and repayment structures are subject to credit approval. Comerica Bank credit standards, collateral and documentation requirements apply. Other restrictions may apply.

6 Incentive to be paid in the form of a $1,000 rebate upon activation. Terminal must be activated within 45 days of the first month of processing activity but not later than 10/15/24. Incentive to be paid in the form of a $400 rebate upon activation. Terminal must be activated within 30 days of the first month of processing activity but not later than 10/15/24. Comerica checking relationship required. Promotion only available to merchants who establish a new processing account with minimum processing activity. $400 rebate requires $50,000 of annual processing volume. $1,000 rebate requires $250,000 of annual processing volume. Rebate will occur within 60 days of the first month of processing activity by deposit into your business checking account. This promotion cannot be combined with any other offers and may be amended or discontinued at any time without notice. Requires a standard three-year agreement. Applicable rates, terms and conditions apply. Applications subject to approval. Comerica has partnered with Worldpay LLC to provide credit card processing. Merchant services are offered through Comerica Bank. Ancillary services are offered through Worldpay or other service providers and may require a separate agreement with those service providers.