Make your healthcare more affordable.

Take control of your healthcare finances with a Comerica HealthReserve account. This portable, tax-advantaged​ account puts you in charge of deciding how much to contribute and whether you
want to spend your healthcare funds now or save them for the future1.These accounts can be opened only by (1) roll over from another Health Savings Account or (2) if the individual is in an HSA qualified High Deductible Health Plan.

Features include:

  • Contributions to the account may be tax deductible, earnings on the account are tax free, and distributions are tax free if used for qualified medical expenses2

  • No “use it or lose it” provision. Balances at the end of the year roll over

  • Long-term savings that can be used to pay for future medical expenses (pre and post-retirement)

  • The ability to take your money with you when you change jobs or health plans

  • 24/7 access to your account​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​3

​1 Comerica Bank and its affiliates do not provide tax or legal advice. Please consult with your tax and legal advisors regarding your ​specific situation.
2 Allowed contributions to your Comerica HealthReserve account may be tax-deductible for federal income tax purposes and most state income tax returns. Please consult your personal tax advisor.
3 Depending on Internet availability.