Get the financing and advice you need to grow.

Expect more than just a loan. Expect the expert help and guidance you need to level up your business.

Trust the Leading Bank for Business*.

You’ve worked hard to establish your business. Let Comerica’s unrivaled experience and insight take it further. Whether you’re expanding or preparing for challenges ahead, get the rates and advice you need to keep your business moving forward.

Lines of Credit

Term Loans

Commercial Real Estate Loans

SBA Loans

Getting capital has never been easier

Our digital small business lending platform, Comerica Small Business Convenient Capital^TM, accelerates access to capital and provides faster approvals and funding. This solution is used for unsecured term loans and lines of credit up to $100,000.¹ For loans of any amount count on Comerica for the solution that’s right for your business.

Convenient Capital makes the process easy with these benefits:

Streamlined in-person and self-serve digital applications
No tax returns required
Instant decision or within 24 hours
Online customer acceptance
eSign digital loan closing
Funding within 72 hours

Ready to learn how a Comerica Small Business Banker can help you find the right loan option for your business.

Find a banking center location near you to get started.

Commercial Real Estate Loans

Getting a great deal on commercial real estate financing is a big deal.

Up to a $500 waiver of the appraisal fee²

Get the capital you need to buy, refinance or upgrade property for your business — with flexible terms that make payments manageable.

Collateralized by your equity in the property, at a term of generally five years or less, a commercial real estate loan is an affordable way to purchase, build, refinance or renovate owner-occupied commercial property and buildings.

Lines of Credit

It’s a fact. More small businesses fail because they don’t have adequate capitalization than for any other reason. Available in secured and unsecured options, a small business line of credit lets you tap into financing, pay it back and borrow again when you need it.

Unsecured business line of credit

Borrow up to $100,000

Cover cash flow timing gaps, access short-term working capital and solve other business needs – no collateral required.

Secured business line of credit

Borrow up to $500,000

Finance seasonal inventory, growing receivables and large short-term working capital needs. Flexible collateral options include real estate and other business assets.

Term Loans

Comerica knows your business has unique challenges, so we offer unique business loan solutions, backed by the guidance you need to reach your goals.

Borrow up to $750,000

Ideal for purchasing equipment and work vehicles, improving real estate

Competitive fixed or variable interest rates

Unsecured or secured with flexible collateral options

SBA Loans

Adequate capitalization can be the key between success and failure. Whether you’re expanding your business, purchasing equipment or real estate, or refinancing existing debt, a Comerica Small Business Administration (SBA) Loan provides financing to help your company grow. Backed by our experience, size and National SBA Preferred Lender status, our small business specialists provide financing faster, with fewer complications.

SBA Express Line of Credit or Term Loan – No Guaranty Fees Due at Closing

Borrow up to $350,000 at competitive rates
0% of the guaranteed portion due at closing

Ready to get started?

Find a banking center location near you to get started.

*Comerica ranks first nationally among U.S. financial holding companies with greater than $60B in assets, based on commercial and industrial loans outstanding as a percentage of assets, as of December 31, 2022. Data provided by S&P Global Market Intelligence.

¹Comerica Small Business Convenient Capital^TM term loans and lines of credit are available for unsecured borrowing requests from $10,000 to $100,000. Subject to credit approval. For business purposes only. A Comerica business checking account is required; must be open for at least 120 days to apply. Terms, conditions, fees, and other restrictions may apply. Rates are subject to change and depend on terms.

²Offer available for conventional fixed or variable rate qualifying business purpose term loans from $10,000 to $750,000 and with total Comerica business lending relationship loan exposure up to $1 million. To be eligible for the up to $500 waiver of fees associated with a Bank-ordered property appraisal, the application must be received from May 1, 2023 through June 30, 2023, and close and fund by September 30, 2023. Some restrictions may apply. Comerica reserves the right to modify or end this offer at any time. Appraisal fees for appraisals not directly ordered by Comerica will not be waived or paid by Comerica. Total fee waiver varies by loan type. Fixed and variable rate term loan closing fee of $400 due at closing. Fixed rate term loan upfront fee of 0.50% of the amount financed due at closing. Additional fees and closing costs such as property insurance, flood hazard insurance and/or appraisal (for amounts in excess of the waiver amount) may apply. SBA Express loans are excluded from this offer. Qualified owner occupied commercial real estate will be determined in underwriting and requires at least 51% occupancy by the borrower/guarantor. All loans are subject to credit approval. This offer does not apply to loans used to refinance existing loans with Comerica and cannot be combined with any other loan offers or special promotions.

All loans are subject to credit approval.

Quick Links

Get the financing and advice you need to grow.

Trust the Leading Bank for Business*.

Lines of Credit

Term Loans

Commercial Real Estate Loans

SBA Loans

Getting capital has never been easier

Commercial Real Estate Loans

Lines of Credit

Unsecured business line of credit

Borrow up to $100,000

Secured business line of credit

Borrow up to $500,000

Term Loans

SBA Loans

SBA Express Line of Credit or Term Loan – No Guaranty Fees Due at Closing

Ready to get started?