The Leading Bank for Business*

Small Business Credit Cards

We’ll help you get it done on the go.

Whether your business is just starting up or hitting its next milestone, you need a card that can keep up with your company. The Leading Bank for Business has you covered.

See how Comerica provides our clients with the innovative tools they need to stay on top of their business finances everywhere they go.

Small business credit cards with big perks

Explore benefits built into every Comerica Business Credit Card.

Expense management tools icon
Expense management tools

Stay on top of your finances with tools to track and monitor expenses

No fee for employee cards icon
No fee for employee cards

Get additional cards at no extra cost

EMV smart chip technology icon
EMV smart chip technology

Pay safely with extra security that protects you from fraud

Easy mobile payments icon
Easy mobile payments

Pay in store, online and with apps Apple Pay®, Google Pay™ and Samsung Pay

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Contactless payment

Check out fast with one tap of your card

Find the best business credit card for your company.

Running a business requires financial flexibility. A Comerica Business Credit Card gives you the power to make purchases for your business, manage unpredictable expenses and take advantage of extra benefits that help your company thrive.

Business Credit Card

Mastercard® Business Cash Card

Earn cash back every time you use your card. Get 3% on eligible net purchases from office supply stores, phone and TV services; 2% on eligible net restaurant and gas purchases; and 1% on all other eligible net purchases – plus $25 cash back after your first purchase4.


Business Credit Card

Mastercard® Business Real Rewards Card

Earn rewards faster with 1.5 points for every $1 you spend monthly on eligible net purchases (equal to 1.5% cash back5). Plus, earn 2,500 bonus rewards points after your first purchase4.

There is no limit on the total cash back you can earn, and you have five years to redeem for rewards³.


Business Credit Card

Mastercard® Business Platinum Card

Enjoy the everyday convenience of a non-rewards card while saving on interest and paying down your other credit card balances faster. Get a great low introductory rate for an extended time, plus award-winning expense management tools and added security benefits.


Business Credit Card

Smart Business Rewards Mastercard®

Earn more rewards on your business expenses with 2 points for every $1 you spend monthly in your top two spend categories6 and 1 point for every $1 you spend on all other eligible purchases.4

Enjoy 20,000 bonus reward points ($200 value) when you spend $500 in the first 90 days7, redeemable for merchandise, gift cards, travel or cash back.¹

Small Business Insights

Go further with Comerica.

As a small business owner, you have big decisions to make when it comes to growing your business the right way. That’s why you need a partner you can trust. Learn how our experienced advisors can help your business conquer challenges and thrive.

Find a Comerica banking center near you to get started.

*Comerica ranks first nationally among U.S. financial holding companies with greater than $60B in assets, based on commercial and industrial loans outstanding as a percentage of assets, as of December 31, 2022. Data provided by S&P Global Market Intelligence.

¹Reward points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution or as a statement credit to your credit card account within one to two billing cycles.

² Cash Rewards Card: “Cash Back Rewards” are the rewards you earn under the program. Cash Back Rewards are tracked as points and each point in Cash Back Rewards earned is equal to $0.01. You may simply see “Cash Back” in marketing material when referring to the rewards you earn. You will earn 1 Reward Point (“Point”) for each dollar of eligible Net Purchases charged to your Account during each billing cycle. You will also earn 2 additional Points (for a total of 3 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in the merchant category code as office supplies or cellular phone, landline, internet and cable TV services. In addition, you will earn 1 additional Point (for a total of 2 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in any of the following merchant category codes: automated fuel dispensers and service stations or restaurants. The number of additional Points earned on office supply store purchases, cellular phone, landline, internet and cable TV services, automated fuel dispensers, and service stations or restaurants is unlimited. Points expire five years from the end of the quarter in which they are earned.

³ The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases.

4 Bonus rewards points or cash back will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances.

5 Real Rewards: You will earn 1.5 Reward Points (“Points”) for each dollar of eligible Net Purchases made with your Account within a billing cycle (equal to 1.5% cash back). Monthly net purchase points will be applied each billing cycle. Points expire five years from the end of the quarter in which they are earned.

6 You will earn 1 Point for each dollar in eligible net purchases charged to your Account during each billing cycle. In addition, you will earn 1 additional bonus Point (for a total of 2 Points) for every dollar in eligible net purchases in your top two highest merchant spend categories (“Highest Categories”) each billing cycle. Highest Categories can change with each billing cycle, depending on your purchase behavior during a particular billing cycle. Highest Categories automatically adjust to reward you on where you spend the most. Some exclusions apply. Merchants are assigned codes based on what they primarily sell. Elan Financial Services cannot control how merchants choose to classify their business and reserves the right to determine which purchases qualify. A purchase will not earn additional points if the merchant’s code is not eligible. Points expire five years from the end of the quarter in which they are earned.

7A one-time 20,000 bonus points will be awarded after eligible net purchases totaling $500 or more are made to the Authorized Officer’s Card within 90 days from account opening. These bonus points will be awarded on your monthly billing statement. Use of the Smart Business Rewards Card is subject to terms and conditions of the Cardmember Agreement, which may be amended from time to time. This o(er may not be combined with any other bonus o(er. Additional bonus points are earned only on Authorized Officer purchases. O(er is subject to credit approval.

Apple and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries.

Google Pay is a trademark of Google LLC.

Samsung Pay is a trademark of Samsung Electronics Co., Ltd. Used only in accordance with law.