Small Business Credit Cards

We’ll help you get it done on the go.

Whether your business is just starting up or hitting its next milestone, you need a card that can keep up with your company. The Leading Bank for Business has you covered.

See how Comerica provides our clients with the innovative tools they need to stay on top of their business finances everywhere they go.

Small business credit cards with big perks

Explore benefits built into every Comerica Business Credit Card.

Expense management tools

Stay on top of your finances with tools to track and monitor expenses

No fee for employee cards

Get additional cards at no extra cost

EMV® smart chip technology

Pay safely with extra security that protects you from fraud

Easy mobile payments

Pay in store, online and with apps Apple Pay®, Google Pay™ and Samsung Pay

Contactless payment

Check out fast with one tap of your card

Find the best business credit card for your company.

Running a business requires financial flexibility. A Comerica Business Credit Card gives you the power to make purchases for your business, manage unpredictable expenses and take advantage of extra benefits that help your company thrive.

Mastercard® Business Platinum Card

Enjoy the everyday convenience of a non-rewards card while saving on interest and paying down your other credit card balances faster. Get a great low introductory rate for an extended time, plus award-winning expense management tools and added security benefits.

Mastercard® Cash Preferred Card

Earn cash back every time you use your card. Get 3% on eligible net purchases from office supply stores, phone and TV services; 3% on eligible restaurants and gas purchases; and 1% on all other eligible net purchases¹. Earn an enrollment bonus after spending a specified amount in a specified time frame of account opening².

Mastercard® Business Real Rewards Card

Earn rewards faster with 1.5 points for every $1 you spend monthly on eligible net purchases (equal to 1.5% cash back). Earn an enrollment bonus after spending a specified amount within a specified time frame of account opening³.

There is no limit on the total cash back you can earn, and you have five years to redeem for rewards⁴.

Smart Business Rewards Mastercard®

Earn more rewards on your business expenses with 2 points for every $1 you spend monthly in your top two spend categories⁵ and 1 point for every $1 you spend on all other eligible purchases.

Earn an enrollment bonus after spending a specified amount within a specified time frame of account opening. Redeemable for merchandise, gift cards, travel or cash back.²

Small Business Insights

Go further with Comerica.

As a small business owner, you have big decisions to make when it comes to growing your business the right way. That’s why you need a partner you can trust. Learn how our experienced advisors can help your business conquer challenges and thrive.

Find a Comerica banking center near you to get started.

*Comerica ranks first nationally among U.S. bank holding companies with greater than $70B in assets, based on commercial and industrial loans outstanding as a percentage of assets, as of December 31, 2024. Data provided by S&P Global Market Intelligence.

The creditor and issuer of these Cards is Elan Financial Services, pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Comerica Bank and its affiliates are not affiliated with Elan Financial Services.

The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are considered to be Purchases and eligible to earn rewards, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items. Upon approval, see your Cardmember Agreement for details. You may not redeem rewards, and you will immediately lose all of your rewards, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).

¹ Bonus rewards points or cash back will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances.

² Business Cash Preferred Card: You will earn 3% cash back for every dollar in eligible net purchases at merchants classified as gas stations, office supply stores, dining, restaurants, fast-food restaurants, bars, food delivery services and cell phone service providers. All other net purchases will earn 1% cash back. Purchases at gas stations greater than $200 are not considered an automotive gasoline purchase and will therefore earn 1% cash back. Cash rewards can be redeemed as a deposit to a checking or savings account with this Financial Institution only, which will be deposited within one to two billing cycles, or as a statement credit to your credit card account within one to two billing cycles, a Rewards Card, Real-Time Rewards or Pay with Rewards when you checkout with PayPal.

³ Real Rewards: You will earn 1.5 Reward Points (“Points”) for each dollar of eligible Net Purchases made with your Account within a billing cycle (equal to 1.5% cash back). Monthly net purchase points will be applied each billing cycle. Points expire five years from the end of the quarter in which they are earned.

⁴ Reward points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution or as a statement credit to your credit card account within one to two billing cycles. The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases.

⁵ You will earn 1 Point for each dollar in eligible net purchases charged to your Account during each billing cycle. In addition, you will earn 1 additional bonus Point (for a total of 2 Points) for every dollar in eligible net purchases in your top two highest merchant spend categories (“Highest Categories”) each billing cycle. Highest Categories can change with each billing cycle, depending on your purchase behavior during a particular billing cycle. Highest Categories automatically adjust to reward you on where you spend the most. Some exclusions apply. Merchants are assigned codes based on what they primarily sell. Elan Financial Services cannot control how merchants choose to classify their business and reserves the right to determine which purchases qualify. A purchase will not earn additional points if the merchant’s code is not eligible. Points expire five years from the end of the quarter in which they are earned.

Apple and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries.

Google Pay is a trademark of Google LLC.

Samsung Pay is a trademark of Samsung Electronics Co., Ltd. Used only in accordance with law.