Strategic wealth advisory: Aligning legacy, liquidity and lifestyle
For successful individuals, wealth is more than a balance sheet it’s a reflection of values, vision and legacy. Whether built through business ownership, inheritance or investment success, preserving and transitioning wealth requires thoughtful planning across personal, family and business dimensions.
Building Financial Strategies Around What Matters Most
We begin with a deep understanding of each client’s financial picture; assets, liabilities, family dynamics, philanthropic goals and lifestyle aspirations. From there, we craft a tailored strategy built around three core pillars:
- Wealth transfer planning: Proactive estate and tax planning to ensure efficient wealth transfer and family harmony.
- Wealth preservation strategies: Risk management, asset protection, and education for the next generation.
- Financial independence planning: Cash flow modeling, retirement strategies and education funding aligned with long-term goals.
Business and personal wealth integration
For clients who own businesses, personal wealth planning must be integrated with business transition strategy. Comerica’s Business Advisory team works in tandem with our Wealth Strategists to ensure seamless coordination to create:
- Transaction strategy formation: Coordinating business and personal wealth strategies to optimize outcomes
- Scenario modeling: Visualizing financial and operational impacts of transition options
- Personal financial planning: Cash flow, net worth, estate, and legacy planning aligned with business strategy
This integration ensures that the business transition supports broader life goals from retirement to philanthropy to multigenerational wealth transfer.
Navigating business ownership with confidence
For business owners, a company is more than an asset it’s a legacy. Planning its future requires more than financial expertise; it demands strategic insight and alignment with personal goals.
Comerica’s Business Strategists and Advisors provides objective guidance to help owners evaluate transition options, prepare for succession or liquidity events and integrate personal wealth strategies ensuring clarity, continuity and confidence every step of the way.
Strategic solutions for business owners includes:
- Governance structure: Boards of directors, Advisory boards, family councils
- Ownership structure: Entity selection, shareholder agreements, buy-sell planning
- Family governance: Employment policies, advisory roles, distribution strategies
- Compensation planning: Incentives aligned with long-term business goals
