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Get the financing and advice you need to grow

Expect more than just a loan. Expect the expert help and guidance you need to level up your business.

Current offer

Take advantage of this limited-time offer!

Small Business Financing Promo

Great term loan rates to help your business

10.49% interest rate for $10,000 to $100,0001
7.74% interest rate for $100,001 to $500,0001

Trust the Leading Bank for Business*

You’ve worked hard to establish your business. Let Comerica’s unrivaled experience and insight take it further. Whether you’re expanding or preparing for challenges ahead, get the rates and advice you need to keep your business moving forward.

Comerica Small Business Convenient Capital
Convenient Capital
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Term Loans
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Lines of Credit
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SBA Loans
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Commercial Real Estate Loans
business management

Getting capital has never been easier

Comerica Small Business Convenient Capital®

Our digital small business lending platform, Comerica Small Business Convenient Capital, accelerates access to capital and provides faster approvals and funding. This solution is used for unsecured term loans and lines of credit up to $100,000.2 Count on Comerica for the solution that’s right for your business.

Convenient Capital makes the process easy with these benefits:

  • Streamlined in-person and self-serve digital applications
  • No tax returns required3
  • Instant decision or in as little as 24 hours
  • Online customer acceptance
  • eSign digital loan closing
  • Funding within as little as 72 hours

Ready to learn how a Comerica Small Business Banker can help you find the right loan option for your business.

Term loans

Comerica knows your business has unique challenges, so we offer unique business loan solutions, backed by the guidance you need to reach your goals.

Take advantage of this limited-time offer:

10.49% interest rate for $10,000 to $100,0001

7.74% interest rate for $100,001 to $500,0001

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Borrow up to $750,000

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Ideal for purchasing equipment and work vehicles, improving real estate

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Competitive fixed or variable interest rates

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Unsecured or secured with flexible collateral options

Lines of Credit

It’s a fact. More small businesses fail because they don’t have adequate capitalization than for any other reason. Available in secured and unsecured options, a small business line of credit lets you tap into financing, pay it back and borrow again when you need it.

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Unsecured business line of credit
Borrow up to $100,000
Cover cash flow timing gaps, access short-term working capital and solve other business needs – no collateral required.

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Secured business line of credit
Borrow up to $500,000
Finance seasonal inventory, growing receivables and large short-term working capital needs. Flexible collateral options include real estate and other business assets.

SBA loans

Adequate capitalization can be the key between success and failure. Whether you’re expanding your business, purchasing equipment or real estate, or refinancing existing debt, a Comerica Small Business Administration (SBA) Loan provides financing to help your company grow. Backed by our experience, size and National SBA Preferred Lender status, our small business specialists provide financing faster, with fewer complications.

  • SBA Express Line of Credit or Term Loan
  • Borrow up to $500,000 at competitive rates
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Commercial Real Estate loans

Get the capital you need to buy, refinance or upgrade property for your business — with flexible terms that make payments manageable.

Collateralized by your property, a commercial real estate loan is an affordable way to purchase, build, refinance or renovate owner-occupied commercial property and buildings.

*Comerica ranks first nationally among U.S. bank holding companies with greater than $70B in assets, based on commercial and industrial loans outstanding as a percentage of assets, as of December 31, 2024. Data provided by S&P Global Market Intelligence.

1 For a limited time, beginning with new applications submitted July 1, 2025, through September 30, 2025, that close by December 31, 2025, take advantage of the following promotion for small business customers with up to $1 million in aggregate Comerica business loan needs. Fixed rates for 5 year fully amortizing Term Loans: (1) For Comerica Small Business Convenient Capital® applications $10,000 to $100,000, the promotional rate on unsecured Term loans is 10.49%, (2) For applications between $100,001 to $500,000, the promotional rate is 7.74% on Term loans secured by a business asset UCC filing. Loan proceedsmust be used solely for business purposes. Cash, vehicle and real estate secured term loans and SBA term loans are excluded from the promotional pricing offer. Promotional pricing offers are not valid in conjunction with any other rate discount or offer. A Comerica business checking account is required for Comerica Small Business Convenient Capital® term loan; must be open for at least 120 days to apply. Loans subject to credit approval. Comerica Bank reserves the right to modify or discontinue the offer at any time.

2 For small business customers with up to $1 million in aggregate Comerica business loan needs. Available for new loans only; cannot be used to refinance existing Comerica business loans. A Comerica business checking account is required; must be open for at least 120 days to apply for a Comerica Small Business Convenient Capital term loan.

3 Tax returns not required to apply but may be requested if income or industry verification is needed.

Loans subject to credit approval. Loan proceeds must be used solely for business purposes. Terms, conditions, fees, and other restrictions may apply. Rates are subject to change and depend on terms.