An overdraft occurs when you do not have enough money in your account to cover a
This notice explains our standard overdraft practices.
What are the standard overdraft practices that come with my account?
We do authorize and pay overdrafts for the following types of transactions:
We do not authorize and pay overdrafts for the following types of transactions unless you ask us to (see below):
We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction.
If we do not authorize and pay an overdraft, your transaction will be declined.
What fees will I be charged if Comerica Bank pays my overdraft?
Under our standard overdraft practices:
What if I want Comerica Bank to authorize and pay overdrafts on my ATM and everyday debit card transactions?
If you are an existing Comerica customer, you have two options:
1. Call Comerica at:
2. Visit your local banking center.
If you are an Online Account Opening applicant, you can confirm your participation by marking your decision to participate for your account(s) listed on the next screen.