Flexible-Rate CDs

Enjoy the flexibility to earn even more.

Earn more when rates rise.

Flex your earning potential with the ability to earn higher interest rates on higher balances. The more you save, the more you earn.

Save more as you go

Make additional deposits of $100 minimum at any time, and earn even more interest as your account balance grows. (Account term: 1 year)

Interest paid and compounded monthly

Interest may be automatically transferred into your Comerica checking, savings or MMIA, or paid directly to you by check.1

Personal checking accounts benefits

Balances before CD maturity may be used to meet the monthly minimum to waive maintenance fees on certain personal checking accounts.2

No early withdrawal penalty

A one-time withdrawal of up to 50% of the principal balance may be made without an early withdrawal penalty3, 4. Otherwise, a penalty will be imposed for early withdrawal.

Visit a Comerica banking center near you to get started earning with a flexible-rate CD.

Rates

Rates

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Account Documents

Savings Insights

1 Minimum balance required to receive interest payments by check is $5,000. No compounding will occur if interest is paid to the customer by check or transfer to Comerica deposit account.
2 A penalty will be imposed for early withdrawal. Fees could reduce earnings on the account.
3 At account maturity there is a grace period to make changes to the account. For account terms of less than 30 days, a 3-day grace period to close or negotiate the account without penalty. For account terms of 30 days or more,there is a 10-day grace period to close or negotiate the account without penalty.
4 Your CD balance may be used to meet the monthly minimum for waiver of maintenance and other related fees on your Comerica checking account. For more information please refer to the Personal Services and Charges Brochureunder Tools & Resources.
 
A penalty may be imposed for an early withdrawal.