Key Takeaways:
- Comerica provides tailored aircraft financing options, including commercial loans, operating leases, and capital financing, to suit a variety of ownership and operational needs.
- These financing solutions offer strategic financial benefits such as tax depreciation advantages, improved cash flow, and flexible payment structures.
- Clients gain access to expert advisory services, including personalized guidance from Comerica’s experienced private bankers and connections to a trusted network of brokers, tax attorneys, and aircraft management professionals.
Owning a private aircraft isn’t just about convenience - it’s a financial and operational decision that, if structured correctly, can provide meaningful tax benefits and liquidity advantages. However, finding the right financing solution requires expert guidance and a strong network of professionals.
Comerica’s aircraft financing specialists work alongside clients to structure lending solutions that align with financial goals, tax considerations, and operational needs. Whether you’re exploring tax-efficient ownership, leasing options, or capital investment strategies, our team ensures a tailored approach that positions your aircraft as an optimized asset.
Expert-led financing designed for you
Aircraft financing isn’t one-size-fits-all. Each client has distinct financial objectives, tax considerations, and ownership preferences. That’s why Comerica works closely with high-net-worth individuals to develop lending strategies that maximize flexibility while aligning with long-term financial planning.
Your aircraft financing options
- Commercial loans - Retain tax depreciation benefits while structuring amortization to fit your unique financial strategy
- Operating leases - Maximize liquidity with 100% financing, lower monthly payments, and tax-efficient leasing structures
- Capital leases - Secure full financing with amortization periods tailored to ownership goals and tax advantages
No matter your approach, Comerica’s team provides personalized advisory, ensuring you make informed decisions about ownership, structuring, and tax efficiency.
Aviation financing should simplify - not complicate
Financing an aircraft is a complex process, but with the right guidance, it can be an opportunity to enhance financial efficiency. Comerica’s specialists assess key factors such as tax strategy, financial reporting implications, and structuring options to help clients navigate the process with clarity and confidence.
Tap into our trusted network
Beyond lending solutions, Comerica connects clients with a network of industry professionals—including reputable aircraft brokers, experienced tax attorneys, CPAs and aircraft management companies—to ensure every aspect of the transaction is optimized.
The role of aircraft management companies
An aircraft management company plays a crucial role in ownership success, offering budget estimates, maintenance oversight and compliance guidance. Their expertise ensures operational efficiency while helping owners navigate regulatory requirements with ease.
Planning for tariffs in aircraft financing
Tariffs are expected to impact aircraft purchases and financing in the near future. Working with experts ensures that these costs are accounted for in advance, minimizing financial surprises. Recent reports indicate that new tariffs could increase acquisition costs and affect leasing structures123. Comerica’s specialists and network of professionals help clients proactively plan for these changes, ensuring a smooth financing experience.
Expert partnerships for seamless aircraft financing
Aircraft ownership is a sophisticated endeavor that requires a team of experts. From tax attorneys and CPAs to aircraft management professionals and financing partners like Comerica, assembling the right advisory team ensures an optimal ownership experience.
Let’s elevate your investment
With Comerica’s precision financing, strategic execution and industry expertise, clients can approach aircraft ownership with certainty and flexibility.
For expert guidance on aircraft financing, reach out to Todd Goodhue, Comerica’s trusted specialist in aviation lending.
1 https://bjtonline.com/business-jet-news/how-tariffs-hit-business-aircraft-sales-and-financing
2 https://www.airwaysmag.com/new-post/tariffs-aircraft-procurement
3 https://www.kalledlaw.com/blog/2025/04/will-recent-tariff-changes-impact-aircraft-purchases/
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