Spending control and expense visibility to improve your bottom line.

Comerica Commercial Card is a payment solution that streamlines the procure-to-pay process for all types of business expenses. Whether you are seeking solutions to streamline your payables process, or to provide your  employees with a convenient method to pay for business travel, order office supplies, or service a company vehicle, our Commercial Card offers the spending control, transaction detail and expense visibility you need to improve your bottom line.

With the Comerica Commercial Card, you choose the spending priviledges for each cardholder. Based on job responsibility, you decide who can use their card for travel, procurement, vehicle expenses, or any combination. Our selection of purchase profiles makes it easy to specify the types of suppliers where each card can be used, and what dollar or transaction limits might be imposed as well. 

Leverage your accounts payable system.

Comerica offers automated payables solutions with varying levels of integration to help you accomplish your electronic payables goals using Card. In addition to a simplified, streamlined process and the elimination of paper-based payments, using Commercial Cards for vendor payments offers improved cash flow, enhanced access to and control of your payment information, reduced expenses by eliminating check and postage fees, transaction detail, and increased fraud protection with more control over your vendor payments.

We will work with you to determine the right payables method for your company. Click here to learn more about the following payables solutions.

• Comerica Integrated Payables Web^TM
• Comerica Integrated Payables^TM

Our web-based administration and reporting tools give your company and your cardholders the information they need with 24/7 access to accounts and transactions, including:

• Card Management System (CMS): Our online program management tool enables companies to manage and monitor their card program on a day-to-day basis. View current balances and recent transactions, add new cardholders, change purchase profiles, block or cancel cards, manage alert preferences, export transaction data for deeper analysis, and more.
• Mastercard^®1 Smart Data^TM (smartdata.gen2): Manage, organize and integrate card transaction data in your general ledger system with Mastercard smartdata.gen2. This application includes transaction review/approval, as well as a powerful reporting tool that helps you turn data into business intelligence with customizable templates, advanced filtering options, report categorization and the ability to schedule and export reports in a variety of formats. Smart Data users have access to the Smart Data Mobile website and can search/view transactions, add cash transactions and use the Receipt Upload feature.

Comerica Commercial Card is accepted at millions of Mastercard merchant locations worldwide.