Automated Clearing House (ACH)

The Automated Clearing House (ACH)¹, a nationwide network, gives you an electronic payment method that enables you to initiate debits and credits in a variety of consumer and commercial payment types. With this robust solution you maintain control of your funds until you decide payment should be made, and there’s never a need to write, process and reconcile checks. 

Features include:

• Electronic processing to eliminate preparation and storage costs of paper
• Automated returns resulting in faster, more accurate representment/collection
• Distribution of remittance information and automating and simplifying reconcilement
• Information in standard format, improving consistency and machine readability of data
• Tiered security structure to provide data security
• ACH cross-border transfers to Canada
• Same-Day ACH processing

Business Wire Transfer

​​​​​​Wire payments are a way to achieve immediate availability of funds and same-day settlement (for most wire payments). 

Wire transfers can be initiated in many ways:

• Online and electronic methods include Comerica Treasury Payments^®, Comerica Integrated Payables Web^TM, or Comerica Integrated Payables^TM secure file transfer products.
• By phone using our IVR and secure PIN
• In person at a local banking center

Wire transfers through our Treasury Management product offering also gives you the ability to:

• Set up alerts for easy notification
• Initiate wire transfers online from your computer for convenience
• Set up dual approval for additional security
• Create templates and schedule reoccurring payments for wire transfers done repetitively
• Initiate domestic, drawdown and international wires