ACH & Wire Transfer

Automated Clearing House (ACH)

The Automated Clearing House (ACH)1, a nationwide network, gives you an electronic payment method that enables you to initiate debits and credits in a variety of consumer and commercial payment types. With this robust solution you maintain control of your funds until you decide payment should be made, and there’s never a need to write, process and reconcile checks. 

Features include:

  • Electronic processing to eliminate preparation and storage costs of paper
  • Automated returns resulting in faster, more accurate representment/collection
  • Distribution of remittance information and automating and simplifying reconcilement
  • Information in standard format, improving consistency and machine readability of data
  • Tiered security structure to provide data security
  • ACH cross-border transfers to Canada
  • Same-Day ACH processing

Business Wire Transfer

​​​​​​Wire payments are a way to achieve immediate availability of funds and same-day settlement (for most wire payments). 

Wire transfers can be initiated in many ways:

  • Online and electronic methods include Comerica Treasury Payments®, Comerica Integrated Payables WebTM, or Comerica Integrated PayablesTM secure file transfer products.
  • By phone using our IVR and secure PIN
  • In person at a local banking center

Wire transfers through our Treasury Management product offering also gives you the ability to:

  • Set up alerts for easy notification
  • Initiate wire transfers online from your computer for convenience
  • Set up dual approval for additional security
  • Create templates and schedule reoccurring payments for wire transfers done repetitively
  • Initiate domestic, drawdown and international wires

1 The Automated Clearing House and Nacha are not affiliated with Comerica Bank.