Leading Bank for Business | Captive Insurance

To protect your bottom line,
move beyond basic banking

Leading Bank for Business | Captive Insurance

To protect your bottom line,
move beyond basic banking

If you don’t think a bank can help your business mitigate risk, control expenses and manage cash flow, maybe it’s time to bank differently.
At Comerica, we’ve become the Leading Bank for Business*by providing more than just banking basics.
Our needs-based consultative process is built aroundproviding business advice and not just banking products.

LEARN ABOUT CAPTIVES

 

 

 

If you don’t think a bank can help your business mitigate risk, control expenses and manage cash flow, maybe it’s time to bank differently.

At Comerica, we’ve become the Leading Bank for Business*
by providing more than just banking basics.

Our needs-based consultative process is built around
providing business advice and not just banking products.

 

LEARN ABOUT CAPTIVES

Advisors, not bankers 

At Comerica, our clients seek solutions for protecting their businesses, not just rates and terms.
That’s why our bankers provide more than just banking products.
As one of the few banks with a dedicated captive insurance team, our advisors are here to help your business plan develop, and manage a captive.
Companies of all sizes with annual insurance premiums totaling at least $500,000 among workers’ compensation, general liability, medical malpractice, automobile, property, warranty and other forms of insurance can benefit from a captive.
 

Specialists, not generalists.

A reinsurance trust is not the same as a custody account. Obvious to us, but often misunderstood by businesses interested in captive insurance.
We help companies who are:
• Learning about the benefits of captive insurance
• Seeking advice on finding a service provider such as a captive insurance manager or selecting a domicile
• Establishing a captive and looking for competitive, trustworthy banking options for their captives

 

 

Advisors, not just bankers. 

At Comerica, our clients seek solutions for protecting their businesses, not just rates and terms.

That’s why our bankers provide more than just banking products.

As one of the few banks with a dedicated captive insurance team, our advisors are here to help your business plan develop, and manage a captive.

Companies of all sizes with annual insurance premiums totaling at least $500,000 among workers’ compensation, general liability, medical malpractice, automobile, property, warranty and other forms of insurance can benefit from a captive.

 

 

 

 

 

Specialists, not generalists.

A reinsurance trust is not the same as a custody account. Obvious to us, but often misunderstood by businesses interested in captive insurance.

We help companies who are:

• Learning about the benefits of captive insurance

• Seeking advice on finding a service provider such as a captive insurance manager or selecting a domicile

• Establishing a captive and looking for competitive, trustworthy banking options for their captives

 

 

 

 

 

The value of captive insurance.

Captive-Warning-Icon
Captive-Dollar-Icon
Captive-Wallet-Icon

Mitigate risk
manage the type and amount of risk you wish to retain, even for risks that are uninsurable in the commercial market.

 

Manage cash flow
control your premium payments and the investment strategy for them.

 

Manage costs
bypass commercial insurance markets and retain underwriting profits and investment income.

 

Captive-Warning-Icon

Mitigate risk
manage the type and amount of risk you wish to retain, even for risks that are uninsurable in the commercial market.

 

Captive-Dollar-Icon

Manage cash flow
control your premium payments and the investment strategy for them.

 

Captive-Wallet-Icon

Manage costs
bypass commercial insurance markets and retain underwriting profits and investment income.

 

Business solutions, not just banking products.

 

 

Business solutions, not just banking products.

It’s simple. We don’t sell.We advise.

That’s why our captive insurance advisors begin by understanding your business from the ground up before we recommend how to help you protect your entity.Our needs-based consultative process is built around you and not us, with customized solutions including:
• Letters of credit (required by fronting insurance companies)
• Trust services, including Regulation 114 Trusts (agreement between a captive, a fronting insurance company and a bank)
• Custody services to hold assets of a captive either onshore or offshore
• Investment management for captive premiums and assets¹
• Financing solutions²
• Managing cash flow
• Foreign exchange solutions

 

 

It’s simple. We don’t sell.
We advise.

That’s why our captive insurance advisors begin by understanding your business from the ground up before we recommend how to help you protect your entity.

Our needs-based consultative process is built around you and not us, with customized solutions including:

• Letters of credit (required by fronting insurance companies)

• Trust services, including Regulation 114 Trusts (agreement between a captive, a fronting insurance company and a bank)

• Custody services to hold assets of a captive either onshore or offshore

• Investment management for captive premiums and assets¹

• Financing solutions²

• Managing cash flow

• Foreign exchange solutions

 

 

 



Hindsight forms insight.
Not the other way around.


With nearly 150 years of experience serving businesses and
billions in total credit commitments, assets in custody and assets
under management for the captive industry, our long view enables
us to provide fact-based insights to help you plan properly.



Hindsight forms insight.
Not the other way around.


With nearly 150 years of experience serving businesses and
billions in total credit commitments, assets in custody and assets
under management for the captive industry, our long view enables
us to provide fact-based insights to help you plan properly.

Let’s solve.

For a complimentary consultation to see if your company might
benefit from a captive insurance company, or to see if we can provide
you with a customized banking solution for your captive, fill out the
form below to have a Comerica representative call you.

 

 

 

*
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Or contact Comerica at 313.757.5046

Member FDIC. Equal Opportunity Lender.
*Comerica ranks first nationally amoung the top 25 U.S. financial holding companies, based on commerical and industrial loans outstanding as a percentage of assets, as of December 31, 2017. Data provided by S&P Global Market Intelligence.
1Securities and other non-deposit investment products are not insured by the FDIC; are not deposits or other obligations of, or guaranteed by, Comerica Bank or any of its affiliates; and are subject to investment risks, including possible loss of the principal invested. Past performance is not indicative of future results.
2Loans subject to credit approval.

Member FDIC.
Equal Opportunity Lender.
*Comerica ranks first nationally among the top 25 U.S. financial holding companies, based on commercial and industrial loans outstanding as a percentage of assets, as of December 31, 2017. Data provided by S&P Global Market Intelligence.
1Securities and other non-deposit investment products are not insured by the FDIC; are not deposits or other obligations of, or guaranteed by, Comerica Bank or any of its affiliates; and are subject to investment risks, including possible loss of the principal invested. Past performance is not indicative of future results.
2Loans subject to credit approval.