Small Business Savings Solutions

Savings

Money Market

Business CDs

Small Business Savings

The perfect solution for businesses with extra cash in their checking accounts, a Comerica business savings account gives you the peace of mind that comes from knowing your business’ money is always hard at work¹.

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Overview

Enjoy the ability to earn interest on idle funds, while keeping a low minimum balance – with convenient 24/7 access to funds through any Comerica ATM.

Ideal for:

Businesses that keep a balance of at least $500

Features & perks

Get a competitive interest rate
Keep a low minimum balance
Easily access savings through ATMs
Enjoy secure online access to check balances and transfer funds

Rates

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Fees

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Small Business Money Market

Designed for companies looking for competitive interest rates, a Comerica business money market boosts your bottom line by helping you get more from your funds.

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Overview

Put your money to work without giving up access to funds, with this powerful savings tool that features the benefit of competitive tiered interest rates.

Ideal for:

Businesses that keep a balance of at least $2,500

Features & perks

Get a competitive variable interest rate
Track transactions with monthly itemized statements
Quickly access business funds when you need them
Enjoy secure online access to check balances and transfer funds

Rates

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Fees

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Small Business CDs

Got a little time? Lock in a higher rate than savings alone, with a Comerica fixed-rate or flexible-rate CD.

Fixed-Rate CD

This powerful tool boosts your business finances by locking in an interest rate over a specified period of time. Growing your wealth is simple, with a Comerica fixed-rate CD.

Locked in at stable interest rates – so the more you save, the more you earn
Interest is paid or compounded monthly^3,4 (for CDs with a term of 7 to 29 days, interest is compounded and paid at maturity)
Account automatically renews⁵ with the current market interest rate at maturity

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Rates

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Flexible-Rate CD

Get more from your money and save as you go, with a Comerica flexible-rate CD. This flexible solution is designed to help you add earning power to your savings.

Make additional deposits of $100 (minimum) at any time
A one-time withdrawal of up to 50% of the principal balance may be made without an early withdrawal penalty^6,7
Balances before CD maturity may be used to meet the monthly minimum to waive maintenance fees on certain personal checking accounts⁸
Interest is paid or compounded monthly^3,4 (for CDs with a term of 7 to 29 days, interest is compounded and paid at maturity)
Account automatically renews⁵ with the current market interest rate at maturity

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Rates

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Go further with Comerica.

As a small business owner, you have big decisions to make when it comes to growing your business the right way. That’s why you need a partner you can trust. Learn how our experienced advisors can help your business conquer challenges and thrive.

Find a Comerica banking center near you to get started.

BUSINESS SAVINGS DISCLOSURES:

Minimum Daily Balance to Obtain APY $1 & over. Minimum Opening Deposit: $50.00. Activity Fees will apply to each credit or debit transaction exceeding 6 items during the month; a monthly Account Maintenance Fee will be applied to the account. Monthly Account Maintenance Fee will be waived if an average Monthly Ledger Balance of $500 or more is maintained. Ledger Balance is the balance in your account that reflects posted transactions, which include deposits, credits, withdrawals and other debits. Transactions include debits and credits. Other fees will apply.

¹Refer to the Business Account Summary Brochure and Business and Personal Deposit Account Contract for more information.

MONEY MARKET DISCLOSURES:

Minimum Opening Balance: $50.00. Monthly Account Maintenance Fee will be applied when the average Monthly Ledger Balance of $10,000 or more is not maintained. Withdrawal Fee: $5.00 per withdrawal (after 6 free per month) Refer to the Business Account Service Charges and Interest Information brochure and Business and Personal Deposit Account Contract for more information. Ledger Balance is the balance in your account that reflects posted transactions, which include deposits, credits, withdrawals and other debits. The number of certain types of withdrawals from Money Market Accounts in statement cycle is limited, see the Comerica Business and Personal Deposit Contract and the Business Account Service Charges and Interest brochure for details.

²Refer to the Business Account Summary Brochure and Business and Personal Deposit Account Contract for more information.

CD DISCLOSURES:

³Minimum balance required to receive monthly interest payments by check is $5,000. No compounding will occur if interest is not paid into the CD.

⁴A penalty may be imposed for early withdrawal. Fees could reduce the earnings on the account.

⁵ At account maturity there is a grace period to make changes to the account. For account terms of less than 30 days, a 3-day grace period to close the account; for account terms of 30 days or more, a 10-day grace period to close the account.

⁶A one-time withdrawal of up to 50% of the account balance, any time after 7 days of the account opening or additional deposit, but before maturity, is allowed without incurring a bank penalty.

⁷ Fee/penalties could reduce earnings and principal balance on the account.

⁸ Your CD balances may be used to meet the monthly minimum for waiver of maintenance and other related fees on your Comerica personal checking account. For more information please refer to the Personal Services and Charges Brochure.

Quick Links

Small Business Savings Accounts

Savings

Money Market

Business CDs

Small Business Savings

Rates

Fees

Small Business Money Market

Rates

Fees

Small Business CDs

Fixed-Rate CD

Rates

Flexible-Rate CD

Rates

Small Business Insights

Go further with Comerica.

BUSINESS SAVINGS DISCLOSURES:

¹Refer to the Business Account Summary Brochure and Business and Personal Deposit Account Contract for more information.

MONEY MARKET DISCLOSURES:

²Refer to the Business Account Summary Brochure and Business and Personal Deposit Account Contract for more information.

CD DISCLOSURES:

³Minimum balance required to receive monthly interest payments by check is $5,000. No compounding will occur if interest is not paid into the CD.

⁴A penalty may be imposed for early withdrawal. Fees could reduce the earnings on the account.

⁵ At account maturity there is a grace period to make changes to the account. For account terms of less than 30 days, a 3-day grace period to close the account; for account terms of 30 days or more, a 10-day grace period to close the account.

⁶A one-time withdrawal of up to 50% of the account balance, any time after 7 days of the account opening or additional deposit, but before maturity, is allowed without incurring a bank penalty.

⁷ Fee/penalties could reduce earnings and principal balance on the account.

⁸ Your CD balances may be used to meet the monthly minimum for waiver of maintenance and other related fees on your Comerica personal checking account. For more information please refer to the Personal Services and Charges Brochure.

^† Interest on CD terms of 7-29 days is paid at maturity. A penalty may be imposed for early withdrawal.

^†† A penalty may be imposed for early withdrawal.

Quick Links

Small Business Savings Accounts

Savings

Money Market

Business CDs

Small Business Savings

Rates

Fees

Small Business Money Market

Rates

Fees

Small Business CDs

Fixed-Rate CD

Rates

Flexible-Rate CD

Rates

Small Business Insights

Go further with Comerica.

Account Documents

BUSINESS SAVINGS DISCLOSURES:

1 Refer to the Business Account Summary Brochure and Business and Personal Deposit Account Contract for more information.

MONEY MARKET DISCLOSURES:

2 Refer to the Business Account Summary Brochure and Business and Personal Deposit Account Contract for more information.

CD DISCLOSURES:

3 Minimum balance required to receive monthly interest payments by check is $5,000. No compounding will occur if interest is not paid into the CD.

4 A penalty may be imposed for early withdrawal. Fees could reduce the earnings on the account.

5 At account maturity there is a grace period to make changes to the account. For account terms of less than 30 days, a 3-day grace period to close the account; for account terms of 30 days or more, a 10-day grace period to close the account.

6 A one-time withdrawal of up to 50% of the account balance, any time after 7 days of the account opening or additional deposit, but before maturity, is allowed without incurring a bank penalty.

7 Fee/penalties could reduce earnings and principal balance on the account.

8 Your CD balances may be used to meet the monthly minimum for waiver of maintenance and other related fees on your Comerica personal checking account. For more information please refer to the Personal Services and Charges Brochure.

† Interest on CD terms of 7-29 days is paid at maturity. A penalty may be imposed for early withdrawal.

†† A penalty may be imposed for early withdrawal.

¹Refer to the Business Account Summary Brochure and Business and Personal Deposit Account Contract for more information.

²Refer to the Business Account Summary Brochure and Business and Personal Deposit Account Contract for more information.

³Minimum balance required to receive monthly interest payments by check is $5,000. No compounding will occur if interest is not paid into the CD.

⁴A penalty may be imposed for early withdrawal. Fees could reduce the earnings on the account.

⁵ At account maturity there is a grace period to make changes to the account. For account terms of less than 30 days, a 3-day grace period to close the account; for account terms of 30 days or more, a 10-day grace period to close the account.

⁶A one-time withdrawal of up to 50% of the account balance, any time after 7 days of the account opening or additional deposit, but before maturity, is allowed without incurring a bank penalty.

⁷ Fee/penalties could reduce earnings and principal balance on the account.

⁸ Your CD balances may be used to meet the monthly minimum for waiver of maintenance and other related fees on your Comerica personal checking account. For more information please refer to the Personal Services and Charges Brochure.

^† Interest on CD terms of 7-29 days is paid at maturity. A penalty may be imposed for early withdrawal.

^†† A penalty may be imposed for early withdrawal.