Get the financing and advice you need to grow.

Expect more than just a loan. Expect the expert help and guidance you need to level up your business.

Trust the Leading Bank for Business*.

You’ve worked hard to establish your business. Let Comerica’s unrivaled experience and insight take it further. Whether you’re expanding or preparing for challenges ahead, get the rates and advice you need to keep your business moving forward.

Getting capital has never been easier

Our digital small business lending platform, Comerica Small Business Convenient CapitalTM, accelerates access to capital and provides faster approvals and funding. This solution is used for unsecured term loans and lines of credit up to $100,000.1 For loans of any amount count on Comerica for the solution that’s right for your business.

Convenient Capital makes the process easy with these benefits:

  • Streamlined in-person and self-serve digital applications
  • No tax returns required
  • Instant decision or within 24 hours
  • Online customer acceptance
  • eSign digital loan closing
  • Funding within 72 hours

Ready to learn how a Comerica Small Business Banker can help you find the right loan option for your business.

Find a banking center location near you to get started.

Term Loans

Getting a great deal on term loan financing is a big deal.

line of credit

Up to $400 closing fee waiver

on a term loan2

Comerica knows your business has unique challenges, so we offer unique business loan solutions, backed by the guidance you need to reach your goals. 

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Borrow up to $750,000

work vehicles icon

Ideal for purchasing equipment and work vehicles, improving real estate

interest rate icon

Competitive fixed or variable interest rates

collateral icon

Unsecured or secured with flexible collateral options

Lines of Credit

Act now to take advantage of this limited-time offer to help boost your business.

line of credit

Up to $400 closing fee waiver

on a business line of credit2

It’s a fact. More small businesses fail because they don’t have adequate capitalization than for any other reason. Available in secured and unsecured options, a small business line of credit lets you tap into financing, pay it back and borrow again when you need it.

Unsecured business line of credit icon
Unsecured business line of credit
Borrow up to $100,000

Cover cash flow timing gaps, access short-term working capital and solve other business needs – no collateral required.

Secured business line of credit icon
Secured business line of credit
Borrow up to $500,000

Finance seasonal inventory, growing receivables and large short-term working capital needs. Flexible collateral options include real estate and other business assets.

SBA Loans

Adequate capitalization can be the key between success and failure. Whether you’re expanding your business, purchasing equipment or real estate, or refinancing existing debt, a Comerica Small Business Administration (SBA) Loan provides financing to help your company grow. Backed by our experience, size and National SBA Preferred Lender status, our small business specialists provide financing faster, with fewer complications.

SBA Express Line of Credit or Term Loan – No Guaranty Fees Due at Closing

  • Borrow up to $350,000 at competitive rates
  • 0% of the guaranteed portion due at closing

Commercial Real Estate Loans

Get the capital you need to buy, refinance or upgrade property for your business — with flexible terms that make payments manageable.

Collateralized by your property, at a term of generally five years or less, a commercial real estate loan is an affordable way to purchase, build, refinance or renovate owner-occupied commercial property and buildings.

Ready to get started?

Find a banking center location near you to get started.

*Comerica ranks first nationally among U.S. financial holding companies with greater than $60B in assets, based on commercial and industrial loans outstanding as a percentage of assets, as of June 30, 2023. Data provided by S&P Global Market Intelligence.

1Comerica Small Business Convenient CapitalTM term loans and lines of credit are available for unsecured borrowing requests from $10,000 to $100,000. Subject to credit approval. For business purposes only. A Comerica business checking account is required; must be open for at least 120 days to apply. Terms, conditions, fees, and other restrictions may apply. Rates are subject to change and depend on terms.

2For a limited time beginning with applications submitted on October 1, 2023, and ending with applications received on or before December 31, 2023, businesses (including sole proprietors) that apply for a standard business loan at any Comerica Banking Center or Contact Center are eligible for a closing fee waiver up to $400 if the loan closes by March 31, 2024.  For applications between $10,000 to $750,000.   Loan proceeds must be used solely for business purposes.  Fees vary based on loan type.  SBA lines of credit and term loans are excluded from the promotional pricing offer.  Promotional pricing offers are not valid in conjunction with any other rate discount or offer.  This offer does not apply to loans used to refinance existing loans with Comerica.  A Comerica business checking account is required and must be open for at least 120 days to apply for a Comerica Small Business Convenient CapitalTM term loan or line of credit.  For Retail Bank small business customers with up to $1 million in aggregate Comerica business loan needs.  Loans subject to credit approval.  Comerica Bank reserves the right to modify or discontinue the offer at any time.  

All loans are subject to credit approval.