FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Comerica Logo
  1. Home
  2. Small Business
  3. Banking and Services
  4. Financing

Get the financing and advice you need to grow

Expect more than just a loan. Expect the expert help and guidance you need to level up your business.

Current offers

Small Business Financing Promo
Download(.JPG, 87 KB)

Save $150 on closing fees1

Receive a closing fee waiver of $150 with Comerica Small Business Convenient Capital® for unsecured term loans and lines of credit from $10,000 to $100,000.

Small Business Financing Promo
Download(.JPG, 66 KB)

Get a waiver of up to $400 on a business line of credit or term loan2

Receive a closing fee waiver up to $400 with a Comerica secured or unsecured term loan or line of credit from $100,001 to $1,500,000.

Trust the Leading Bank for Business*

You’ve worked hard to establish your business. Let Comerica’s unrivaled experience and insight take it further. Whether you’re expanding or preparing for challenges ahead, get the rates and advice you need to keep your business moving forward.

Comerica Small Business Convenient Capital
Convenient Capital
icon for the term loans page link
Term Loans
icon for the lines of credit page link
Lines of Credit
icon for the SBA loans page link
SBA Loans
icon for the commercial real estate page link
Commercial Real Estate Loans
business management
Download(.JPG, 226 KB)

Getting capital has never been easier

Comerica Small Business Convenient Capital®

Our digital small business lending platform, Comerica Small Business Convenient Capital, accelerates access to capital and provides faster approvals and funding. This solution is used for unsecured term loans and lines of credit up to $100,000.2 Count on Comerica for the solution that’s right for your business.

Convenient Capital makes the process easy with these benefits:

  • Streamlined in-person and self-serve digital applications
  • No tax returns required3
  • Instant decision or in as little as 24 hours
  • Online customer acceptance
  • eSign digital loan closing
  • Funding within as little as 72 hours

Get in touch with a Comerica Small Business Banker to help you find the right loan option for your business.

Term loans

Comerica knows your business has unique challenges, so we offer unique business loan solutions, backed by the guidance you need to reach your goals. 

money spread icon
Download

Borrow up to $1,500,000

work vehicles icon
Download

Ideal for purchasing equipment and work vehicles, improving real estate

percent icon
Download

Competitive fixed or variable interest rates

home collateral icon
Download

Unsecured or secured with flexible collateral options

Lines of Credit

It’s a fact. More small businesses fail because they don’t have adequate capitalization than for any other reason. Available in secured and unsecured options, a small business line of credit lets you tap into financing, pay it back and borrow again when you need it. 

hand money icon
Download

Unsecured business line of credit
Borrow up to $100,000
Cover cash flow timing gaps, access short-term working capital and solve other business needs – no collateral required.

money shield icon
Download

Secured business line of credit
Borrow up to $1,000,000
Finance seasonal inventory, growing receivables and large short-term working capital needs. Flexible collateral options include real estate and other business assets.

SBA loans

Adequate capitalization can be the key between success and failure. Whether you’re expanding your business, purchasing equipment or real estate, or refinancing existing debt, a Comerica Small Business Administration (SBA) Loan provides financing to help your company grow. Backed by our experience, size and National SBA Preferred Lender status, our small business specialists provide financing faster, with fewer complications.

  • SBA Express Line of Credit or Term Loan
  • Borrow up to $500,000 at competitive rates
business meeting
Download(.JPG, 130 KB)
owner occupied business
Download(.JPG, 398 KB)

Commercial Real Estate loans

Get the capital you need to buy, refinance or upgrade property for your business — with flexible terms that make payments manageable.

Collateralized by your property, a commercial real estate loan is an affordable way to purchase, build, refinance or renovate owner-occupied commercial property and buildings.

Ready to take your business further?

Apply now and take advantage of limited-time savings on closing fees. Fast decisions, flexible options, and expert guidance are just a few clicks away.

*Comerica ranks first nationally among U.S. bank holding companies with greater than $70B in assets, based on commercial and industrial loans outstanding as a percentage of assets, as of March 31, 2025. Data provided by S&P Global Market Intelligence.

1 For a limited time beginning with applications submitted on October 1, 2025, and ending with applications received on or before December 31, 2025, businesses (including sole proprietors) that apply for an unsecured line of credits or term loans online are eligible for a closing fee waiver up to $150 if the loan closes by April 30, 2026. For applications between $10,000 to $100,000.

2For a limited time beginning with applications submitted on October 1, 2025, and ending with applications received on or before December 31, 2025, businesses (including sole proprietors) that apply for a standard business loan at any Comerica banking center or contact center are eligible for a closing fee waiver up to $400 if the loan closes by April 30, 2026. For applications between $100,001 to $1,500,000. 

3 For small business customers with up to $1 million in aggregate Comerica business loan needs. Available for new loans only; cannot be used to refinance existing Comerica business loans. A Comerica business checking account is required; must be open for at least 120 days to apply for a Comerica Small Business Convenient Capital term loan.

4 Tax returns not required to apply but may be requested if income or industry verification is needed.

Loan proceeds must be used solely for business purposes. Fees vary based on loan type. SBA lines of credit are excluded from the promotional pricing offer. Promotional pricing offers are not valid in conjunction with any other rate discount or offer. For small business customers with up to $1 million in aggregate Comerica business loan needs. Loans subject to credit approval. Comerica Bank reserves the right to modify or discontinue the offers at any time.