Get the financing and advice you need to grow.

Expect more than just a loan. Expect the expert help and guidance you need to level up your business.

Current Offers

Take advantage of this limited-time offer!

$500 credit toward appraisal fee1

Get the capital you need to buy, refinance or upgrade property for your business.

Visit a Banking Center to get started today!

Trust the Leading Bank for Business*.

You’ve worked hard to establish your business. Let Comerica’s unrivaled experience and insight take it further. Whether you’re expanding or preparing for challenges ahead, get the rates and advice you need to keep your business moving forward.

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Getting capital has never been easier.

Comerica Small Business Convenient Capital™

Our digital small business lending platform, Comerica Small Business Convenient Capital, accelerates access to capital and provides faster approvals and funding. This solution is used for unsecured term loans and lines of credit up to $100,000.1 For loans of any amount count on Comerica for the solution that’s right for your business.

Convenient Capital makes the process easy with these benefits:

  • Streamlined in-person and self-serve digital applications
  • No tax returns required
  • Instant decision or within 24 hours
  • Online customer acceptance
  • eSign digital loan closing
  • Funding within 72 hours

Ready to learn how a Comerica Small Business Banker can help you find the right loan option for your business.

Term Loans

Comerica knows your business has unique challenges, so we offer unique business loan solutions, backed by the guidance you need to reach your goals. 

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Borrow up to $750,000

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Ideal for purchasing equipment and work vehicles, improving real estate

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Competitive fixed or variable interest rates

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Unsecured or secured with flexible collateral options

Lines of Credit

It’s a fact. More small businesses fail because they don’t have adequate capitalization than for any other reason. Available in secured and unsecured options, a small business line of credit lets you tap into financing, pay it back and borrow again when you need it.

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Unsecured business line of credit
Borrow up to $100,000

Cover cash flow timing gaps, access short-term working capital and solve other business needs – no collateral required.

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Secured business line of credit
Borrow up to $500,000

Finance seasonal inventory, growing receivables and large short-term working capital needs. Flexible collateral options include real estate and other business assets.

SBA Loans

Adequate capitalization can be the key between success and failure. Whether you’re expanding your business, purchasing equipment or real estate, or refinancing existing debt, a Comerica Small Business Administration (SBA) Loan provides financing to help your company grow. Backed by our experience, size and National SBA Preferred Lender status, our small business specialists provide financing faster, with fewer complications.

SBA Express Line of Credit or Term Loan – No Guaranty Fees Due at Closing

  • Borrow up to $500,000 at competitive rates
  • 0% of the guaranteed portion due at closing
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Commercial Real Estate Loans

Get the capital you need to buy, refinance or upgrade property for your business — with flexible terms that make payments manageable.

Collateralized by your property, at a term of generally five years or less, a commercial real estate loan is an affordable way to purchase, build, refinance or renovate owner-occupied commercial property and buildings.

For a limited-time, get a $500 credit toward appraisal fee1 - find a banking center location near you to get started.

Ready to get started?

Call or visit a banking center near you to get started today!

*Comerica ranks first nationally among U.S. financial holding companies with greater than $60B in assets, based on commercial and industrial loans outstanding as a percentage of assets, as of September 30, 2023. Data provided by S&P Global Market Intelligence.

1For a limited time, new applications received April 1, 2024, through June 30, 2024, can take advantage of a $500 appraisal fee credit associated with a Bank-ordered property appraisal for approved qualifying owner-occupied commercial real estate secured term loans submitted in Small Business. Offer available for conventional fixed- or variable-rate qualifying business purpose term loans from $10,000 to $750,000 and with total Comerica business lending relationship loan exposure up to $1 million. To be eligible for this promotion, the qualifying secured term loan must close and fund by September 30, 2024. Terms, conditions, fees and other restrictions may apply. Comerica Bank reserves the right to modify or discontinue offers at any time. Appraisal fees for appraisals not directly ordered by Comerica Bank will not be waived or paid by Comerica Bank. Some applications may require further consideration, and additional information may be requested. Total closing fee waiver varies based on loan type. Fixed- and variable-rate term loan closing fee of $400 due at closing. Fixed-rate term loan upfront fee of 0.50% of the amount financed due at closing. Additional fees and closing costs,such as property insurance, flood hazard insurance and/or appraisal apply. The customer will be provided a list of fees at closing. SBA Express loans are excluded from this offer. Qualified owner-occupied commercial real estate will be determined in underwriting and requires at least 51% occupancy by the borrower/guarantor. All credit terms and repayment structures are subject to credit approval. Comerica Bank credit standards, collateral and documentation requirements apply. Other restrictions may apply.