Get the Credit Card that gets you!

We realize that what you desire in a credit card may be different from what other customers want. That’s why we offer a customized choice of credit cards¹ designed around your specific needs. All of our credit cards come with a variety of important features including:

• EMV^® smart chip technology and fraud protection for added security²
• Mobile payments in store, online, and in app using Apple Pay^®, Google Pay^™, and Samsung Pay³ 
  
• Auto rental collision and theft coverage, travel assistance and extended warranty coverage⁴ 
• Overdraft Protection by linking your credit card to your Comerica checking account⁵

Discover how a Comerica credit card can give you financial independence along with a lot of great perks.

¹Elan Financial Services is the creditor and issuer of these credit cards offered by Comerica, pursuant to separate licenses from Visa U.S.A. Inc. and American Express. American Express is a federally registered service mark of American Express. Comerica Bank and its affiliates are not affiliated with Elan Financial Services. Certain conditions and exclusions apply. Details of coverages are provided in the Terms and Conditions. Visa is a registered trademark of Visa International Service Association and others in the United States and other countries.

²EMV is a registered trademark or trademark of EMVCo LLC in the United States and other countries. http://www.emvco.com. EMV, which stands for Europay, MasterCard and Visa, is a globally adopted standard for chip payment technology and represents an important enhancement to card-present transaction security. Rather than swiping the magnetic stripe to make a purchase, a microchip imbedded in the card plastic makes contact with an EMV chip compatible point-of-sale (POS) merchant terminal. The chip creates unique data elements with every transaction, which allows for a more secure form of authentication and helps to prevent counterfeit card fraud. All Comerica EMV chip cards have a magnetic stripe so that they can be used at merchant locations that have not yet upgraded to POS terminals that process EMV chip cards. When using the EMV chip card, card members will continue to simply sign for purchases as they are accustomed to doing today.

³Apple and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries. Google Pay is a trademark of Google LLC. Samsung, Samsung Pay, Galaxy s (and other device names) and Samsung knox are trademarks or registered trademarks of Samsung electronics co., Ltd. 

⁴ Certain terms, conditions and exclusions apply. Please refer to your guide to benefits that will be mailed with your new card for further details and to determine if the Auto Rental Coverage is right for you.

⁵ If a Comerica credit card is used for overdraft protection, an Overdraft Protection Transfer Fee will be charged by Elan Financial Services for each Overdraft Protection Advance. Comerica Bank Automatic Overdraft Protection fees may also apply. Please refer to Comerica Bank's Personal Services and Charges brochure for details. The Comerica Secured Credit Card cannot be used for overdraft protection. 

⁶The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).

⁷Reward points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution only within seven business days or as a statement credit to your credit card account within one to two billing cycles. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances.

⁸Real Rewards: You will earn 1.5 Reward Points (“Points”) for each dollar of eligible Net Purchases made with your Account within a billing cycle (equal to 1.5% cash back). Monthly net purchase points will be applied each billing cycle. Points expire five years from the end of the quarter in which they are earned.

⁹Bonus rewards points or cash back will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. One-time bonus rewards will be awarded after eligible net purchases totaling $1,000 or more are made to your account within three months from account opening.

¹⁰Premier Rewards Card Points: You will earn 1 Reward Point (“Point”) for each dollar of eligible Net Purchases charged to your Account during each billing cycle. You will also earn 1 additional Point (for a total of 2 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchants which categorize their business as a service station or automated fuel dispensers. You will earn 2 additional Points (for a total of 3 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in the merchant category code of airlines. You will earn 3 additional Points (for a total of 4 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at any merchant classified as a restaurant. Points expire five years from the end of the quarter in which they are earned.

¹¹Certain limitations and restrictions may apply. Further details are available in the Guide to Benefits which is provided to new cardmembers upon approval.

¹²Cash Rewards Card: “Cash Back Rewards” are the rewards you earn under the program. Cash Back Rewards are tracked as points and each point in Cash Back Rewards earned is equal to $0.01. You may simply see “Cash Back” in marketing material when referring to the rewards you earn. You will earn 1 Reward Point (“Point”) for each dollar of eligible Net Purchases charged to your Account during each billing cycle. You will also earn 1 additional Point (for a total of 2 Points) for each dollar of eligible Net Purchases charged to your Account during each billing cycle for any merchant classified as a supermarket. The number of additional Points earned on supermarket Purchases is unlimited. In addition, you will earn 2 additional Points (for a total of 3 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in any of the following merchant category codes: automated fuel dispensers and service stations, up to a maximum of $6,000 spent during each 12-month period commencing on the anniversary date of this Account. Automated fuel dispenser and service station purchases above $6,000 (for the remainder of that 12-month period) will earn at a rate of 1 Point for each dollar of Net Purchases charged to your Account during each billing cycle. Points expire five years from the end of the quarter in which they are earned.

¹³Late payments and going over the credit limit may damage your credit history.

¹⁴To be eligible to take advantage of these exclusive benefits and discounts, you must be a current Comerica Bank customer. Comerica Bank reserves the right to modify or end these exclusive benefits and discounts at any time.