Comerica Credit Cards

Make every purchase more rewarding. Choose your card, choose your reward.

We realize that what you desire in a credit card may be different from what other customers want. That’s why we offer a customized choice of credit cards1 designed around your specific needs. All of our credit cards come with a variety of important features including:

  • Contactless technology, convenience and security
  • EMV® smart chip technology and fraud protection for added security2
  • Mobile payments in store, online, and in app using Apple Pay®, Google Pay, and Samsung Pay3 
  • Travel assistance4 
  • Overdraft Protection by linking your credit card to your Comerica checking account5

Discover how a Comerica credit card can give you financial independence along with a lot of great perks.

To apply today for the right Comerica Credit Card for you:13

  • Current Comerica customers, please sign into Comerica Web Banking®  and click the "Apply for a Comerica Credit Card" link in Related Links, or visit a banking center near you.
  • Not a Comerica customer? Please visit a local banking center near you.

Pay down balances

Visa® Platinum Card

Comerica Credit Card
  • Save on interest with a great low introductory rate for an extended time.
  • Use for large purchases, unexpected expenses or last-minute necessities.
  • Pay down your other high-rate credit card balances faster.
  • Non-Rewards.

Choose where you earn the most cash back

Visa® Max Cash Preferred Card

Comerica Credit Card
  • 5% cash back on first $2,000 of combined quarterly purchases in two categories like: TV, Internet & Streaming Services, Home Utilities, Cell Phone Providers and more!6
  • 2% unlimited cash back on choice of one everyday category like Gas Stations & Ground Transportation, Restaurants & Food Delivery and Grocery Stores & Grocery Delivery. 
  • 1% unlimited cash back on all other eligible purchases. 
  • Redeem Cash Back for a Statement Credit, Rewards Card, or a Deposit to a Qualifying Account.6
  • $150 bonus rewards after you spend $500 within first 90 days of account opening.7

Unlimited points potential. Unrivaled reward options.

Visa® Everyday Rewards+ Card

Comerica Credit Card
  • 4x unlimited points on dining, take-out & food delivery.8
  • 2X unlimited points at grocery stores, grocery delivery, gas stations and streaming services. 
  • 1x unlimited points on all other eligible purchases.
  • $150 bonus reward (15,000 points) after you spend $500 within first 90 days of account opening.9
  • Redeem points for Travel, Cash Back and More.

Build your credit

Visa® Max Cash Secured Card

Comerica Credit Card
  • Make improving your credit score even more rewarding with 5% cash back on first $2,000 of combined quarterly purchases in two categories like: TV, Internet & Streaming Services, Home Utilities, Cell Phone Providers and more!10,11
  • 2% unlimited cash back on choice of one everyday category like Gas Stations & Ground Transportation, Restaurants & Food Delivery and Grocery Stores & Grocery Delivery.
  • 1% unlimited cash back on all other eligible purchases.
  • Redeem Cash Back for a Statement Credit, Rewards Card, or a Deposit to a Qualifying Account.10

Visa® Secured Card

Comerica Credit Card
  • Provides an excellent opportunity for someone starting a credit history or for someone who has been turned down for a credit card. If you need to improve or re-establish your credit history11, here's a great way to begin that process.
  • Enjoy the convenience of credit, including the option to carry a balance.
  • Earn interest on the money in your secured savings account.

Visa® College Real Rewards Card

Comerica Credit Card
  • Earn 1.5 points for every dollar you spend on eligible purchases.11
  • No cap or limit on the points you can earn, plus you have five years to redeem points for rewards.12
  • 2,500 bonus rewards points awarded after first purchase, redeemable for $25 cash back, merchandise, gift cards or travel savings.

1Elan Financial Services is the creditor and issuer of these credit cards offered by Comerica, pursuant to separate licenses from Visa U.S.A. Inc. Comerica Bank and its affiliates are not affiliated with Elan Financial Services. Certain conditions and exclusions apply. Details of coverages are provided in the Terms and Conditions. Visa is a registered trademark of Visa International Service Association and others in the United States and other countries.  The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem rewards, and you will immediately lose all of your rewards, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).

2EMV is a registered trademark or trademark of EMVCo LLC in the United States and other countries. http://www.emvco.com. EMV, which stands for Europay, MasterCard and Visa, is a globally adopted standard for chip payment technology and represents an important enhancement to card-present transaction security. Rather than swiping the magnetic stripe to make a purchase, a microchip imbedded in the card plastic makes contact with an EMV chip compatible point-of-sale (POS) merchant terminal. The chip creates unique data elements with every transaction, which allows for a more secure form of authentication and helps to prevent counterfeit card fraud. All Comerica EMV chip cards have a magnetic stripe so that they can be used at merchant locations that have not yet upgraded to POS terminals that process EMV chip cards. When using the EMV chip card, card members will continue to simply sign for purchases as they are accustomed to doing today.

3Apple and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries. Google Pay is a trademark of Google LLC. Samsung, Samsung Pay, Galaxy s (and other device names) and Samsung Knox are trademarks or registered trademarks of Samsung electronics co., Ltd. 

4 Certain terms, conditions and exclusions apply. Please refer to your guide to benefits that will be mailed with your new card for further details and to determine if the Auto Rental Coverage is right for you.

5 If a Comerica credit card is used for overdraft protection, an Overdraft Protection Transfer Fee will be charged by Elan Financial Services for each Overdraft Protection Advance. Comerica Bank Automatic Overdraft Protection fees may also apply. Please refer to Comerica Bank's Personal Services and Charges brochure for details. The Comerica Secured Credit Card cannot be used for overdraft protection. 

6Max Cash Preferred Card: Cardmember must initially enroll into categories of their choice, or all net purchases will earn no more than 1% cash back. Categories are subject to change. You will earn 5% cash back on your first $2,000 in combined net purchases each calendar quarter in your two chosen 5% categories and unlimited cash back in your 2% category. All other net purchases earn 1% cash back. Transactions qualify for 5% or 2% cash back based on how merchants classify the transaction. Upon approval, full details will be provided in your Cardmember Agreement. Cash rewards can be redeemed as a deposit to a checking or savings account with this Financial Institution only, which will be deposited within seven business days, or as a statement credit to your credit card account, which will be deposited within one to two billing cycles or as a Rewards Card ($25 minimum redemption). Cash rewards do not expire as long as the account remains active. If there is no reward, purchase, or balance activity on your account for 12 statement cycles, your cash rewards balance will expire.

7If you’re approved for a new Max Cash Preferred Card, a one-time $150 bonus will be awarded for redemption after eligible net purchases totaling $500or more are made to your account within 90 days from account opening. Please allow 6-8 weeks after you have met the spend requirement for your bonus to be credited to your rewards balance.

8Everyday Rewards+ Card: You will earn 1 Point for every dollar in eligible net purchases charged to your Account during each billing cycle. In addition, you will earn additional Points for the following: You will earn 3 additional Points for every dollar in eligible net purchases during each billing cycle at merchants classified as a restaurant, fast-food restaurant or bar. You will earn 1 additional Point for every dollar in eligible net purchases during each billing cycle at merchants classified as gas station, grocery store, supermarket or qualifying streaming subscription service. Refer to program rules for official list of qualifying streaming services merchants. Purchases at or delivery from discount/retail stores that sell groceries may not qualify for the grocery store or grocery delivery category. Purchases qualify for Points based on how merchants choose to classify their business and we reserve the right to determine which purchases qualify. Reward points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution only, which will be deposited within seven business days, or as a statement credit to your credit card account, which will be deposited within one to two billing cycles or as a Rewards Card ($25 minimum redemption). Points expire five years from the end of the quarter in which they are earned.

9If you’re approved for a new Everyday Rewards+ Card, a one-time 15,000 bonus points ($150 value) will be awarded after eligible net purchases totaling$500 or more are made to your account within 90 days from account opening. Please allow 6-8 weeks after you have met the spend requirement for your bonus to be credited to your rewards balance.

10Max Cash Secured Card: Cardmember must initially enroll into categories of their choice, or all net purchases will earn no more than 1% cash back. Categories are subject to change. You will earn 5% cash back on your first $2,000 in combined net purchases each calendar quarter in your two chosen 5% categories and unlimited cash back in your 2% category. All other net purchases earn 1% cash back. Transactions qualify for 5% or 2% cash back based on how merchants classify the transaction. Upon approval, full details will be provided in your Cardmember Agreement. Rewards are earned on eligible net purchases. Cash rewards can be redeemed as a deposit to a checking or savings account with this Financial Institution only, which will be deposited within seven business days, or as a statement credit to your credit card account, which will be deposited within one to two billing cycles or as a Rewards Card ($25 minimum redemption). Cash rewards do not expire as long as the account remains active. If there is no reward, purchase, or balance activity on your account for 12 statement cycles, your cash rewards balance will expire.

11Late payments and going over the credit limit may damage your credit history. Your credit limit will be equal to the amount of your security deposit.

12College Real Rewards Card: You will earn 1.5 Reward Points ("Points") for each dollar of eligible Net Purchases made with your Account within a billing cycle (equal to 1.5% cash back). Monthly net purchase points will be applied each billing cycle. Points expire five years from the end of the quarter in which they are earned. Reward points can be redeemed as a cash deposit to a checking or saving account with this Financial Institution only, within seven business days, or as a statement credit to your credit card account within one to two billing cycles. First purchase bonus points will be applied 6 to 8 weeks after first purchases and are not awarded for balance transfers or cash advances. Please allow 6-8 weeks after you have met the spend requirement for your bonus points to be credited to your account.

13To be eligible to take advantage of these exclusive benefits and discounts, you must be a current Comerica Bank customer. Comerica Bank reserves the right to modify or end these exclusive benefits and discounts at any time.

*The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.
©2022 Elan Financial Services