Comerica Business Deposit Capture^® (BDC)¹ is a powerful tool that allows you to scan images of checks and deposit items for electronic delivery to your Comerica account. It’s a solution that lets you capture deposits at your office or via mobile devices. Your transmitted deposits can enter the collection stream faster and with less effort, cost, and risk. 

Benefits:

• Improve funds availability – deposit checks the same day you receive them, until 11:00 p.m. ET for next day posting
• Make fewer trips to the bank and spend less time away from the office
• Enhance record keeping – use the capture process to update your accounts receivable, and to retain complete check images for your records
• Improve customer service – retrieve stored check images for faster online research for 60 days
• Consolidate regional or national deposits to a single account
• Take advantage of custom deposit fields at no charge and key in remittance information, such as the invoice number associated with the payment, while making a deposit

• Works with various desktop check scanners, mobile devices or a combination of both to accommodate your volume and processing speed requirements
• Validates scanned check quality and requires that deposits are balanced before transmitting
• Applies additional controls if you require items or batches to be reviewed by other users
• Reduces manual data keying by using CAR (courtesy amount recognition) and LAR (legal amount recognition) to capture the dollar amount
• Interfaces with your company’s QuickBooks^®2 software system
• Provides deposit summary information through any of Comerica’s Treasury Management online information and reporting services