The Leading Bank for Business*

Employee Benefit Services

From rewards cards to retirement, our dedicated advisors are here to deliver best-in-class experiences.

Advisors, not just bankers

For nearly 175 years, we’ve been providing more than just accounts and rates. See how Comerica works with our clients to deliver a higher level of employee services.

Retirement plan services

Providing a retirement plan that is right for your employees and your organization requires skillful evaluation and implementation. Our benefits specialists can help you navigate the complexities and tailor innovative solutions that will add value to your organization.

Services include:
  • A co-fiduciary on the plan
  • Benchmarking of service providers
  • Investment reviews
  • Investment reporting
  • Conducting service provider searches
  • Designing a participant communication program
  • Implementation of and maintaining an investment policy statement
Plan sponsor services
  • Defined contribution plans and 401(k) profit sharing
  • Defined benefit plans
  • Deferred compensation plans
  • 403(b) and 457 plans
  • Taft-Hartley plans
  • Employee stock ownership plans

Retirement plan consulting

Get the peace of mind that comes from working with retirement planning consultants who understand and can help manage the day-to-day complexities of a tax-qualified retirement plan without having to convert to a new platform.  Comerica Financial Advisors, powered by Ameriprise Financial has an alliance with industry-leading service providers, qualifying us to become the broker of record for your existing retirement plan.

Our seamless integration of retirement plan duties can help you:

Manage Expenses
Manage expenses
Improve record-keeping accuracy
Improve record-keeping accuracy
Reduce your compliance concerns
Reduce your compliance concerns

Ameriprise Financial Services has a partnership with this financial institution to provide financial planning services and solutions to clients. The financial institution is not an
investment client of Ameriprise but has a revenue sharing relationship with us that creates a conflict of interest. Details on how we work together can be found on

Payment and loyalty card solutions

As one of the nation's largest prepaid commercial card issuers, Comerica offers innovative card solutions for organizations of all sizes. Our Card Management System (CMS) is a program management tool that provides you the ability to order and maintain your cards in real time, 24/7. CMS is ideal for applying immediate funding to prepaid cards, replacing lost or stolen cards, ordering new cards and generating various reports.

Workplace card

Comerica Workplace Card™

Our Comerica Workplace Card solutions include:

Corporate use – an alternative over checks and cash for companies and their employees to make and manage business-related payments.

Loyalty and award – ideal for corporate awards, customer loyalty awards or promotional programs.

Regardless of the type of program you choose, the Comerica Workplace Card offers:

  • Dedicated support from a Comerica Program Advisor
  • Real-time access to our Card Management System
  • Toll-free access for cardholders to customer service 24/7
  • Customized card design
  • Acceptance at any of the millions of merchant locations worldwide wherever Mastercard®¹ debit cards are accepted
Credit card

Reward cards

The Comerica Rewards Card is the ultimate award that is appreciated all year long and can be customized with a special message of gratitude. Choose the program that best fits your needs.

Plus Rewards Card

  • Available in denomination amounts between $25.00-$1,500.00
  • International use permitted
  • Purchase fees for business are $3.50 per card

Standard Rewards Card

  • Available in denomination amounts between $25.00-$1,000.00
  • Domestic use only
  • Purchase fees for business are $3.50 per card

Economic Commentary

**Comerica ranks first nationally among U.S. bank holding companies with greater than $70B in assets, based on commercial and industrial loans outstanding as a percentage of assets, as of March 31, 2024. Data provided by S&P Global Market Intelligence.

¹ Loans subject to credit approval and maximum loan amounts may apply.

² The Comerica Workplace Card is issued by Comerica Bank pursuant to license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Visa is a registered trademark of Visa International. Funds are insured up to the maximum extent allowed by law once the Card is registered.

Cardholders should go to to register their Card with their name and address before making any purchases over the web, phone or through the mail. This Rewards Card is issued in the form of a Visa prepaid card. This Rewards Card is issued by Elan Financial Services pursuant to a license from Visa U.S.A. Inc. This Rewards Card cannot be reloaded with additional funds, nor can it be used at an ATM. No cash access. Terms and conditions and fees apply. For complete terms and conditions and fees, see the “Elan Financial Services Rewards Card Cardholder Agreement” available inside the card package or at

Investment products are not insured by the FDIC, NCUA or any federal agency, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.

Ameriprise Financial, Inc. and its affiliates do not offer tax or legal advice. Consumers should consult with their tax advisor or attorney regarding their specific situation.

Comerica Financial Advisors, a financial advisory practice of Ameriprise Financial Services, LLC.

Comerica Financial Advisors is a brand name used by Ameriprise Financial Services, LLC ("AFS") representatives to offer securities, advisory, and insurance services and is not a separate legal entity. Registered representatives of AFS using the Comerica Financial Advisors name are employees of Comerica Bank. AFS and its affiliates are entities separate from, and not affiliates of, Comerica Bank.

Investment advisory products and services are made available through Ameriprise Financial Services, LLC, a registered investment adviser.

Securities offered by Ameriprise Financial Services, LLC. Member FINRA and SIPC.  

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