Equipment Leasing

The right equipment for the right terms​.

Obtain the equipment you need through Comerica Leasing with a wide range of services tailored specifically to your company’s needs.

We serve a global customer base, including manufacturing, transportation, corporate aircraft, railroad, and service industries. Our direct bank lessor relationship facilitates efficient lease transactions, competitive rates and flexible lease structures.

With a history of long-term client relationships and depth of resources, our skilled leasing professionals provide you viable, innovative solutions.

Equipment leasing with creative, flexible financing may be your best option for a number of reasons:

  • Up to 100% financing
  • Preservation of cash flow with lower payments and lower implicit interest rate
  • Off-balance sheet treatment for certain lease products
  • Capital budget limitations
  • IRB financing requirements
  • Alternative minimum tax constraints
  • Utilization of operating loss carry-forwards
  • Tax-planning purposes

Our leasing specialists work closely with your own professional advisors to determine the appropriate lease structure for your business requirements. Lease options include:

  • True Lease for lower payments and favorable tax treatment
  • Operating Lease for off-balance sheet treatment
  • TRAC (Terminal Rental Adjustment Clause) Lease for titled commercial vehicles
  • Capital Lease for lessees who wish to retain tax depreciation benefits
  • Municipal Lease for tax-exempt entities
  • Lease Warehousing for lessor financing
  • Lease Discounting for indirect third-party financing​​​​​​​​​​​​​​

Whether you are a small privately owned firm or a Fortune 500 company, we can assist you with your equipment financing needs.

Tools & Resources

Comerica Bank and its affiliates do not provide tax or legal advice. Please consult with your tax and legal advisors regarding your specific situation.