Community Reinvestment Act (CRA)

Comerica Bank is committed to providing information for the public inspection under the Community Reinvestment Act (CRA) Regulation (Regulation BB, 12 CFR 25).  As a federal law enacted in 1977, the CRA encourages financial institutions to reinvest in the communities it serves.  Providing the CRA public file online will allow Comerica Bank to readily keep this data current and more accessible for interested parties to review.  Additionally, the convenient access will ease the ability to produce hard copies of these documents by any member of the public. The information provided is current as of April 1 of each year. 

Public Comments.

Written comments relating to the bank’s performance in meeting community credit needs received from the public for the current year and the two prior calendar years

CRA Performance Evaluation.

The public section of our most recent CRA performance evaluation prepared by the Federal Reserve Bank.

Operating Banking Centers and Hours of Operation.

A list of the bank’s banking centers, their addresses, and the census tracts in which they are located.

Banking Centers Opened or Closed.

A list of banking offices opened or closed during the current year and each of the prior two calendar years, their street addresses, and the census tract in which they are (were) located.

Banking Center Openings
Banking Center Closures

List of Services.

Services generally offered at the bank’s banking centers including: loan and deposit products, transaction fees, and material differences in the availability or cost of services at particular banking offices.

Assessment Area Identification.

A map of the assessment area(s) showing the boundaries of the area and identifying the geographies, such as whole census tracts, within the area on the map or a separate list.

CRA Disclosure Statement.

The CRA Disclosure Statement prepared by the Federal Financial Interagency Examination Council for the prior two calendar years.

Home Mortgage Disclosure Act (HMDA).

The most recent HMDA Disclosure Statement.

Consumer Loans.

The bank has chosen to report consumer loans on an annual basis.  Comerica Bank is required to make this information available to the public.


The following Regional CRA Public File is maintained at the following banking offices:

  • Arizona – 1959 E. Camelback Rd., Phoenix, AZ 85016
  • California – 333 W. Santa Clara 5th Floor, San Jose, CA 95113
  • Florida - 1675 North Military Trail, Boca Raton, FL 33486
  • Michigan – 645 Griswold Suite 70, Detroit, MI 48226
  • Texas – 1717 Main Street 4th Floor, Dallas, TX 75201

If you have any additional questions on content or accessibility issues, feel free to contact the representative below:

Benjamin A. Howes
VP, CRA Manager
Comerica Bank
MC 3352
411 West Lafayette Blvd
Detroit, MI 48275
Tel: 313.222.6217