Opportunity happens here.

All benefits of Comerica SmallBizCo-op® require an active Comerica business checking account and a physical business location within the state of Michigan.

Businesses where a Comerica employee has ownership in the business are not eligible for the free sports tickets and free marketing components of Comerica SmallBiz-Co-op.

Comerica Bank has partnered with PerkSpot to provide you access to the Comerica CoReward$ discount program. Information and content shared by PerkSpot may not represent the opinions, beliefs and viewpoints of Comerica Bank.

Mastercard is a registered trademark of Mastercard International Incorporated. Office Depot is a registered trademark of The Office Club, Inc. SHI is a registered trademark of SHI International Corp. Matercard, Office Depot and SHI are not sponsors of Comerica SmallBizCo-op and are not affiliated with Comerica Bank and its affiliates.

 Free Media & Marketing Requirements

The media and marketing offer under the Comerica SmallBizCo-op program is a free offer exclusively for Comerica small business customers - no payment or donation of any kind to Comerica Bank is necessary to register for free media and marketing support. For free radio, the selection of which radio station the ad will air on is at the sole discretion of Comerica Bank.

If required by applicable law we will report the free marketing benefit as income to the tax authorities which could result in federal, state or local tax obligations.

Eligibility: To be eligible, small businesses must have:

1) An active Comerica business checking account; 2) register with the email address associated with your business checking account; and 3) a physical business location within the state of Michigan.

Eligible small businesses include Sole Proprietorships, Partnerships, Limited Liability Companies (LLC), Corporations and Nonprofits. Small businesses are defined as those businesses engaged in commercial, industrial, or professional activities. Organizations or entities serving political purposes or offices, including, without limitation, campaign committees, are not eligible for this program. Other restrictions may apply. Only one registration per small business customer is allowed. For affiliated businesses, Comerica reserves the right to limit participation to one affiliate. Employees of Comerica Bank are not eligible to participate.

Advertising limitations: Due to contractual exclusivities for certain teams and their radio partners, businesses falling within the following industry categories cannot be chosen for live read radio:

1)      Detroit Tigers Baseball: Automotive, Financial Services, Beer, Beauty/Hairstylist, Bourbon/Whiskey, Chili, Energy, Grocery, Healthcare, Hot Dogs, Wireless and Wireline Internet, Insurance
Brokerage – Employee Benefits Brokerage & Risk management, Lawn Care, Mortgage, Optical, Peanuts, Pizza, Publication, Residential and Business Cable TV, Salty Snacks, Seltzer, Snacks, Soft Drinks, Sports Betting

2)      Broadcast radio partners (100.3 WNIC, 96.3 WDVD, 104.3 WOMC, or 99.5 WYCD):  Contraceptives; Dietary and/or Nutritional Supplements, including Pills, Powders, Bars, Patches and beverages commonly known as “energy drinks” (Health & Nutrition Stores are permitted, as well as “Energy Drinks” that are regulated by the FDA as food and beverage products and not as dietary or nutritional supplements); Establishments that feature nude or semi-nude performers; Firearms, ammunition or other weapons; however, stores that sell firearms and ammunition are permitted, provided they sell other products and the ads do NOT mention firearms, ammunition, or other weapons; Fireworks; Sexual materials or services; Social Cause issues/Advocacy unless radio station approved; Tobacco Products, e-cigarettes, chewing tobacco, Cannabis and products containing cannabinoids, or related to the production, or ingestion of such products.

The determination of whether a business falls within an Excluded Industry Category will be at the discretion of Comerica and our radio partners.

Program Opportunities: Media program opportunities (live read radio) will be assigned to eligible registered businesses by Comerica in its sole discretion. While Comerica will attempt to secure a marketing opportunity under the SmallBizCo-op program for each eligible small business customer that is interested, Comerica cannot guarantee the placement or timing of opportunities, or that all marketing opportunities will be of equivalent value. Businesses are limited to 1 radio ad placement over the life of the Comerica SmallBizCo-op program.

Promotional Offers: Although not required for eligibility or participation in the Comerica SmallBizCo-op program, businesses participating may include promotional offers (e.g., discounts) in their advertising, including offers designated exclusively for Comerica Bank customers. All advertisements and offers are subject to reasonable review and approval by Comerica. Comerica reserves the right to reject any proposed advertising deemed to be in violation of state or federal laws or regulations or Comerica’s advertising policies.

Consent to use Business Customer Name: Each participating small business customer consents to Comerica’s use, including in connection with promoting Comerica’s products and services, of customers name, likeness and images, proprietary logos, trademarks, copyrighted material or other intellectual property, and any related information submitted by the business during program registration. Each small business customer represents and warrants that all advertising content submitted to Comerica has been reviewed and approved by the business customer, and the business customer shall indemnify, defend, and hold Comerica harmless with respect to any errors or other liability arising directly or indirectly from advertising received through the Comerica SmallBizCo-op program.

Sports ticket rules

The free sports ticket offer under the Comerica SmallBizCo-op program is a free offer exclusively for Comerica small business customers - no payment or donation of any kind to Comerica Bank is necessary to request free sports tickets for 1 game. Businesses are limited to 1 request for sports tickets during a year (rolling 12 months).

If required by applicable law we will report the free tickets benefit as income to the tax authorities which could result in federal, state or local tax obligations.

Eligibility: To be eligible, small businesses must have:

1)      An active Comerica business checking account; register with the email address associated with your business checking account; and a physical business location within the state of Michigan.

Tickets to individual team home games are subject to availability depending on requests received for each game date during the season. Game tickets and parking passes are subject to availability by online reservation on a first come, first served basis. To receive digital tickets for the Detroit Red Wings or Pistons, a Ticketmaster account is required, and you are also required to download the respective team apps (Red Wings or Pistons) and create a team account using the email assigned to your Ticketmaster account. We reserve the right to change or end this program at any time.

Eligible small businesses include Sole Proprietorships, Partnerships, Limited Liability Companies (LLC), Corporations and Nonprofits. Small businesses are defined as those businesses engaged in commercial, industrial, or professional activities. Organizations or entities serving political purposes or offices, including, without limitation, campaign committees, are not eligible for this program. Other restrictions may apply. Only one registration per small business customer is allowed. For affiliated businesses, Comerica reserves the right to limit participation to one affiliate. Employees of Comerica Bank are not eligible to participate.