Companies of all sizes with annual premiums totaling at least $500,000 among workers’ compensation, general liability, medical malpractice, automobile, property and other forms of insurance can benefit from a captive. For over 25 years, our captive specialists have been helping companies that want to:
Mitigate risk
Manage the type and amount of risk you wish to retain, even for risks that are uninsurable in the commercial market.
Manage cash flow
Control your premium payments and the investment strategy for them.
Manage costs
Bypass commercial insurance markets and retain underwriting profits and investment income.
Finding the right custodian bank can impact the operation and profitability of your captive. Consider the following factors:
Over 175 years of know-how
Comerica brings the stability and expertise needed to guide middle market companies through often challenging economic cycles.
Senior Advisors
Comerica middle market bankers are among the most well-trained and proficient relationship managers in the country.
Specialized industry expertise
For automotive to manufacturing, construction to wholesaling, our middle market bankers bring decades of specialized industry knowledge.
Customized solutions
Comerica bankers provide insight and analysis to each business’ unique situation to develop relevant solutions.
Comerica provides the widest array of funding solutions to meet the specific needs of middle market compaines, including:
*Comerica ranks first nationally among U.S. bank holding companies with greater than $70B in assets, based on commercial and industrial loans outstanding as a percentage of assets, as of December 31, 2024. Data provided by S&P Global Market Intelligence.