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All benefits offered through Comerica SmallBizCo-op® and Comerica CoWorkSpaces® require an active Comerica business checking account and a physical business location within the state of Michigan. These benefits are free exclusively for Comerica small business customers - no payment or donation of any kind to Comerica Bank is necessary. Opportunities are subject to availability by online reservation on a first come, first served basis.

If required by applicable law we will report the free marketing, free tickets and/or free office space benefit as income to the tax authorities which could result in federal, state or local tax obligations.

Comerica reserves the right to terminate or modify Comerica SmallBizCo-op®, Comerica CoWorkSpaces® and/or Comerica ShredSite® at any time without notice. Other limitations and restrictions may apply.

Eligible small businesses include Sole Proprietorships, Partnerships, Limited Liability Companies (LLC), Corporations and Nonprofits. Small businesses are defined as those businesses engaged in commercial, industrial, or professional activities. Organizations or entities serving political purposes or offices, including, without limitation, campaign committees, are not eligible for this program.

Only one registration per small business customer is allowed, unless explicitly noted otherwise. For affiliated businesses, Comerica reserves the right to limit participation to one affiliate. Employees of Comerica Bank are not eligible to participate. Businesses where a Comerica employee has ownership in the business are not eligible for the free sports tickets and free marketing components of Comerica SmallBiz-Co-op.

Comerica Bank has partnered with PerkSpot to provide you access to the Comerica CoReward$ discount program. Information and content shared by PerkSpot may not represent the opinions, beliefs and viewpoints of Comerica Bank.

Mastercard is a registered trademark of Mastercard International Incorporated. Office Depot is a registered trademark of The Office Club, Inc. SHI is a registered trademark of SHI International Corp. Mastercard, Office Depot and SHI are not sponsors of Comerica SmallBizCo-op and are not affiliated with Comerica Bank and its affiliates.

Free Marketing Program Limitations and Disclosures

Advertising limitations: Due to contractual exclusivities for certain teams and their radio partners, businesses falling within the following industry categories cannot be chosen for a radio ad:

1)      Detroit Tigers Baseball: Automotive, Financial Services, Beer, Beauty/Hairstylist, Bourbon/Whiskey, Chili, Energy, Grocery, Healthcare, Hot Dogs, Wireless and Wireline Internet, Insurance Brokerage – Employee Benefits Brokerage & Risk management, Lawn Care, Mortgage, Optical, Peanuts, Pizza, Publication, Residential and Business Cable TV, Salty Snacks, Seltzer, Snacks, Soft Drinks, Sports Betting

2)      Broadcast radio partners (100.3 WNIC, 96.3 WDVD, 104.3 WOMC, or 99.5 WYCD): Contraceptives; Dietary and/or Nutritional Supplements, including Pills, Powders, Bars, Patches and beverages commonly known as “energy drinks” (Health & Nutrition Stores are permitted, as well as “Energy Drinks” that are regulated by the FDA as food and beverage products and not as dietary or nutritional supplements); Establishments that feature nude or semi-nude performers; Firearms, ammunition or other weapons; however, stores that sell firearms and ammunition are permitted, provided they sell other products and the ads do NOT mention firearms, ammunition, or other weapons; Fireworks; Sexual materials or services; Social Cause issues/Advocacy unless radio station approved; Tobacco Products, e-cigarettes, chewing tobacco, Cannabis and products containing cannabinoids, or related to the production, or ingestion of such products.

The determination of whether a business falls within an Excluded Industry Category will be in Comerica’s sole discretion.

Program Opportunities: Free Marketing program opportunities (radio advertising) will be assigned to eligible registered businesses by Comerica in its sole discretion. While Comerica will attempt to secure a marketing opportunity through Comerica SmallBizCo-op for each eligible small business customer that is interested, Comerica cannot guarantee the placement or timing of opportunities, or that all marketing opportunities will be of equivalent value. Businesses are limited to 1 radio ad placement over the life of the program.

Promotional Offers: Although not required for eligibility or participation in the Free Marketing program, businesses participating may include promotional offers (e.g., discounts) in their advertising, including offers designated exclusively for Comerica Bank customers. All advertisements and offers are subject to reasonable review and approval by Comerica. Comerica reserves the right to reject any proposed advertising deemed to be in violation of state or federal laws or regulations or Comerica’s advertising policies.

Consent to use Business Customer Name: Each participating small business customer consents to Comerica’s use, including in connection with promoting Comerica’s products and services, of customer’s name, likeness and images, proprietary logos, trademarks, copyrighted material or other intellectual property, and any related information submitted by the business during program registration. Each small business customer represents and warrants that all advertising content submitted to Comerica has been reviewed and approved by the business customer, and the business customer shall indemnify, defend, and hold Comerica harmless with respect to any errors or other liability arising directly or indirectly from advertising received through Comerica SmallBizCo-op.

Free Sports Tickets Program Limitations and Disclosures

The free sports ticket offer through Comerica SmallBizCo-op provides the opportunity to request 2 free sports tickets and 1 parking pass for 1 game. Businesses are limited to 1 request for sports tickets per year (rolling 12 months).

Tickets to individual team home games are subject to availability depending on requests received for each game date during the season. To receive digital tickets for the Detroit Red Wings or basketball, a Ticketmaster account is required, and you are also required to download the respective team apps (Red Wings or basketball) and create a team account using the email assigned to your Ticketmaster account. To receive digital tickets for the Detroit Tigers, Ballpark app and account is required.