We understand that unexpected challenges can make it difficult for homeowners to meet their mortgage obligations. If you are struggling to make your mortgage payments, we may be able to help. In most cases, working together sooner will increase the options available to you.
Possible options available to avoid foreclosure
You have several options to avoid foreclosure if you are unable to afford your mortgage payments, including:
How to get help
The first step is to contact us as soon as you begin facing mortgage payment challenges. Other options than the ones listed above may be available to you, as well. Please contact us immediately so that we can start working to help find you a solution.
Comerica Mitigation Department
Business hours 8:00 a.m. to 5:00 p.m. ET
HUD Counseling Line
If you need additional assistance, the U.S. Department of Housing and Urban Development (HUD) may be able to help by providing free or low cost credit counseling. You can access HUD’s voice response system for a list of approved credit counseling agencies at:
If you are a service member or a service member dependent for further assistance, please contact the toll free Military One-Source Number:
The following financial documents may be requested and should be available when discussing options for avoiding foreclosure: