Comerica’s Middle Market Banking Group is committed to helping companies like yours succeed every day. As a Comerica customer, your dedicated relationship manager will invest the time and effort to fully understand your industry and your company, and will bring you tailored recommendations to support your company’s growth. Your relationship manager will also introduce you to our Senior Leadership Team, as well as our key product partners. Together, they provide a broad range of products, services and customized solutions to support the opportunities and challenges confronting your business.

As the Leading Bank for Business, Comerica has been helping businesses of all shapes, sizes and industries grow and succeed1.  We bring a unique understanding of business banking to our relationships with clients. Our proven commitment and experience with banking middle market companies is recognized throughout the industry:

• Comerica leads the nation in focus on business lending among the top 25 U.S. financial holding companies1

• Recipient of the Impact Innovation Award in Reporting and Analytics for our commitment to keep pace with the rapid change in technology2

• Best in Class Excellence in Supplier Diversity3

The Comerica Promise

Comerica is committed to building enduring relationships and raising your expectations of what a bank can be.

Comerica’s relationship managers are located in seven of the 10 largest cities in the nation, and we have offices and banking centers in Michigan, Texas, California, Florida and Arizona. We also have select operations throughout the U.S., as well as Mexico and Canada. Although Comerica’s businesses are national, our Middle Market relationship managers live and work in the same communities as our customers. That direct, local support is a critical part of the Comerica Promise and our relationship management approach.

Support Your Growth with Local Decisions and Customized Solutions

Comerica is one of the largest commercial lenders in the country, and we provide a comprehensive and flexible suite of products and services that can grow with you. Credit decisions are typically made locally, allowing for a level of flexibility and response that can give your business a true competitive edge. We learn what drives your business and your near-term and long-term goals, then present the financing options that will best meet your objectives.

We specialize in:

• Working capital loans and lines of credit

• Acquisition financing

• Commercial mortgages

• Standby Letters of Credit

• Export/import financing

• Equipment financing

• 1031 Forward and Reverse Exchanges

• Asset-based loans

• Rolling stock loans

• ESOP loans

• Leasing

Trade Services and Foreign Exchange

Comerica is one of the top Letter of Credit providers in the U.S. We have years of experience in all facets of trade services. Comerica GlobalTRADE Web® makes doing business across time zones and borders easier and more efficient. Our Foreign Exchange Group can provide sound strategies – based on your appetite for risk and available resources – to help you manage your FX currency fluctuation risk. Comerica eFX® is an online solution that enables you to conduct foreign exchange transactions quickly, easily and securely.

International Finance

We offer integrated commercial services throughout North America, to help companies that want to invest internationally, as well as foreign companies that want to invest in North America. We provide financing and cash management in Canadian currency through our locations in Toronto and Windsor.4 In addition, we offer expertise in the European, Asia Pacific and Latin America markets.

Corporate Finance

Through our Corporate Finance specialists, we provide clients access to capital through syndicated lending as well as private placement of debt or equity and M&A advisory services through our strategic alliance partners. Our team has years of experience, which enables us to find superior structuring solutions for our middle market companies.

Capture and Maximize Cash

Comerica provides innovative treasury management solutions developed from experience, understanding and listening to our customers. It’s a combination that allows us to meet your requirements more precisely and more cost-efficiently. We provide holistic solutions that include payments, collections, information management, fraud protection and more.

• Comerica Integrated Cash Position Manager® lets you see your cash position at any time of the day with one click.

• Loan Management allows you to request loan advances, make payments and view account information, including real-time loan balances, maturity dates, interest rates, transaction history and billing statements.

• Comerica Commercial Card® includes Online Vendor Payment.

• Comerica Integrated Receivables integrates data from all incoming payment types into a streamlined process.

• Comerica Treasury PaymentsSM allows you to initiate Wire and ACH transactions, perform account transfers, check inquiries, stop payments and more.

• Comerica Treasury Information ReportingSM enables analysis and management of financial information, account activity, account balances, balance reports, transaction types and transaction history.

• Comerica Merchant Services enables secure payment acceptance from your customers via credit and debit cards within e-commerce, retail and mobile environments.

• Comerica Workplace CardSM provides prepaid commercial card solutions.

Manage and Mitigate Risk

Comerica has developed a suite of products to protect your company from various types of risk, including fraud, interest rate fluctuations and exposure to foreign currency volatility.

• Interest Rate Risk Management solutions

• FX Hedging

• Positive Pay to guard against check fraud

• ACH Positive Pay

Build and Maintain Wealth

Our Business Owner Advisory Services team provides specialized planning for ownership strategies for your company, such as succession planning and buy-sell agreements, as well as estate planning for your personal future. With billions in trust assets under management, our specialists provide a full range of custody, defined benefit plan and investment services backed by an understanding of your industry.