Discover the ultimate checking account.​

Comerica Platinum Circle Checking is a high-balance checking account that gives you access to our highest level of service. Benefits include a dedicated service number, a High Yield Money Market Investment Account (HY MMIA), discounts on certain residential mortgage closing costs for first mortgages, home purchases, and refinancing, and professional investment, insurance and banking services. Enjoy a checking account with all these benefits with Comerica Platinum Circle Checking.​

 

Features

  • Comerica Platinum Circle Checking is an interest-bearing checking account
  • A HY MMIA and a Statement Savings Account with no monthly maintenance fees1
  • Comerica Web Banking® and Comerica Web Bill Pay® for no monthly fee2
  • Comerica Check Card or ATM Card with higher ATM withdrawal limits
  • Waived fees for overdraft protection transfers from your designated account3
  • CheckPhoto4 Option
  • 24-hour access to Comerica ATMs
  • Free Comerica checks- any style
  • Checking account with no monthly maintenance fee for a household member5
  • A dedicated customer service number: 877.894.1592
  • A rate discount on a Comerica Home Equity Flexline® and Non-real estate Installment Loans when using autopay6 from your Comerica Platinum Circle Checking Account
  • Increased interest rate on new fixed rate CDs and IRAs with a term of 180 days or more7
  • Comerica Bank is a Member FDIC, accounts insured up to the maximum amount allowed by law. For additional information on FDIC insurance, click here

Click here to view disclosures and footnotes

Rates

Fees

1 For more information on the HY MMIA or Statement Savings Account and terms and conditions please refer to the Personal Services and Charges Brochure and the Comerica Business and Personal Deposit Account Contract.

2 Fees may apply for using the Comerica External Transfer service and Comerica Person to Person Transfer service offered through Comerica Web Banking. Additional fees may apply for expedited payment delivery offered through Comerica Web Bill Pay.
 
3 Elan Financial Services fees may apply if a Comerica Visa® credit card offered/provided by Elan Financial Services is used as overdraft protection.

4 With Comerica's CheckPhoto, you receive images of the front of your cancelled checks with your monthly statement. 
 
5 Each Comerica Platinum Circle Checking Account Owner is entitled to provide one free Comerica Platinum Circle Checking Account and one Access Checking Account, free of monthly maintenance fees, to any member of his or her household.

6 Applicable discounts will be determined at time of application or at loan closing. Loans are subject to completion of an application and credit approval. Current interest rate, fees and terms will be available at application. Autopay must be established at the time of loan approval.

7 Interest Rate adjustment applies to new or existing money funds. See Fixed Rate CDs - Terms under 1 year table ; column 180-364 days and Fixed rate CDs 1 year and over table to view increased CD rates

8 The average daily Ledger Balance is calculated by adding the Ledger Balance in the Account for each day of the period and dividing that figure by the number of days in the period. One Comerica Platinum Circle Checking Account per $50,000 maintained in qualifying personal and business account balances. A maximum of three Comerica Platinum Circle Checking Account relationships per qualifying Account balances. Each Comerica Platinum Circle Checking Account Owner is entitled to provide one free Comerica Platinum Circle Checking Account and one Access Checking Account, free of monthly maintenance fees, to any member of his or her household.

9 If qualifying account balances are not maintained, one or more of the Comerica Platinum Circle Checking Accounts related to those balances may be converted to the Rich Rewards® Checking Account, at which time you may no longer qualify for Comerica Platinum Circle Checking benefits.

10 Qualifying business balances are restricted to the following types of Account ownership: sole proprietorships, partnerships or closely-held corporations. Only owners, principals or managing partners of the business are eligible to open Comerica Platinum Circle Checking Accounts when utilizing business balances to qualify.

11 Residential mortgage loans are excluded.

12 The Checking Account portion of the Comerica Asset Management Account is offered by Comerica Bank.  Deposits will be FDIC insured to the extent permitted by law, only until they are used to invest in money market mutual funds or other securities.  See "Special Rules for Sweep Arrangements" section in the Comerica Business and Personal Deposit Account Contract.

† Interest on CD terms of 7-29 days is paid at maturity. A penalty may be imposed for an early withdrawal.

†† A penalty may be imposed for an early withdrawal. 

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