Terms and Conditions of Use

 

"Comerica," "Comerica Bank," "Comerica Bank & Trust, National Association", "Comerica Bank S.A". and "Comerica Securities", and their logos, as well as all WWW page headers and icons are trademarks of Comerica Incorporated and its affiliates and subsidiaries. The display of these trademarks does not imply that a license of any kind has been granted to the reader. Any downloading, re-transmission, other copying or modifications or use of the trademarks and other information and material contained in the comerica.com site may be a violation of federal trademark and copyright laws.

The information provided in this site has been provided by various sources and is intended to be current and accurate, however we cannot and do not (unless required by law) warrant or guarantee it as such. This Comerica site is for informational purposes only. Nothing contained in these pages is intended to constitute an offer to buy or sell any products or services by Comerica Incorporated, its affiliates, or subsidiaries. Not all products and services are available in all states where Comerica Incorporated, its subsidiaries, or affiliates conduct business. Unless otherwise stated in these pages, applications for loans, credit cards, or other credit products may be obtained from Comerica Bank.

Adobe Acrobat Icon(s) used in the Comerica Web Site are under a license agreement with Adobe Systems Incorporated. For the user's convenience, use of the Adobe Icon will transfer the customer to the Adobe Web Site. Use of the Adobe Acrobat Software is on an "AS IS" basis and NEITHER COMERICA INCORPORATED NOR ITS SUBSIDIARIES OR AFFILIATES MAKES ANY WARRANTIES, EXPRESS OR IMPLIED REGARDING THE USE OF THE ADOBE ACROBAT SOFTWARE. It is the user's responsibility to obtain all necessary licenses from Adobe Systems Incorporated and to pay all license fees and taxes, if any.

This Comerica site may be linked to other sites that are not maintained by Comerica. Unless required by law or agreed to in writing by Comerica, Comerica is not responsible for the content of those sites, and assumes no liability for their content.

Comerica Bank and Comerica Bank & Trust National Association are Members FDIC.

Comerica Bank is an Equal Opportunity Lender.

Comerica Credit Cards are issued/provided by Elan Financial Services.

Loan Inquiries

In Michigan, you have a right to make a loan inquiry and to submit a written application for a mortgage loan. You also have the right to receive a written response. (You may have this right under other state laws).

Securities offered and non-deposit investment products are NOT FDIC insured; are not deposits or obligations of, or guaranteed by Comerica Bank or any of its affiliates; and involve risk, including the possible loss of principal. 

Insurance and annuity products are NOT insured by the FDIC or any government agency; are NOT deposits or obligations of, or guaranteed by Comerica Bank or any of its affiliates; may lose value; and are solely the obligation of the issuing insurance company. Not all products available in all states.

Insurance and annuity products are offered through various licensed insurance agencies, including affiliates of Comerica Incorporated. In Michigan, these products are offered through Comerica Insurance Services, Inc., an insurance agency affiliated with Comerica Bank. In Texas, these products are offered through Comerica Insurance Services of Texas Incorporated, an insurance agency affiliated with Comerica Bank. In California, these products are offered through Comerica of California Insurance Services Incorporated, an insurance agency affiliated with Comerica Bank.

Variable annuities are made available through Comerica Securities, which is a broker/dealer, member FINRA/SIPC and a subsidiary of Comerica Bank.

The purchase of insurance through any of the agencies named herein is optional and you are free to obtain insurance from other sources. Purchasing insurance through these agencies will not favor or disfavor any past, present or future application for credit through Comerica banks.

Mobile Terms and Conditions
Effective Date: 2/7/2020

STOP Information

Text STOP to 29688 to stop receiving Comerica Bank Alerts messages from Comerica Bank (you will receive a confirmation text).

HELP Information

For additional information, text HELP to 29688 or contact us at 1.888.444.9876.

Supported carriers are:
AT&T, Sprint, T-Mobile®, Verizon Wireless, Boost, Cricket, MetroPCS, U.S. Cellular, Virgin Mobile, ACS Wireless, Appalachian Wireless, Bluegrass Cellular, Carolina West Wireless, Cellcom, C-Spire Wireless (formerly Cellsouth), Cellular One of East Central Illinois, Cincinnati Bell Wireless, Cross (dba Sprocket), Duet IP, Element Mobile, EpicTouch, GCI Communications, Golden State, Hawkeye (Chat Mobility), Hawkeye (NW Missouri Cellular), Illinois Valley Cellular, Immix (Keystone Wireless / PC Management), Inland Cellular, iWireless, Mobi PCS (Coral Wireless LLC), Mosaic, MTPCS / Cellular One (Cellone Nation), Nex-Tech Wireless, nTelos, Panhandle Telecommunications, Peoples Wireless, Pioneer, Plateau, Revol Wireless, Rina – Custer, Rina – All West, Rina – Cambridge Telecom Coop, Rina – Eagle Valley Comm, Rina – Farmers Mutual Telephone Co, Rina – Nucla Nutria Telephone Co, Rina – Silver Star, Rina – South Central Comm, Rina – Syringa, Rina – UBET, Rina – Manti, South Canaan / CellularOne of NEPA, Thumb Cellular, Union Wireless, United, Viaero Wireless, West Central Wireless, Leaco, Nemont/Sagebrush. T-Mobile is not liable for delayed or undelivered messages.

STOP Information

Text STOP to 29688 to stop receiving Comerica Bank Alerts messages from Comerica Bank (you will receive a confirmation text).

We take your privacy seriously. Please review our privacy policy here https://www.comerica.com/site-tools/resources/privacy-notice.html

Terms of Use for Account Application Text Messaging

 

We may send you text messages to complete your account application. By providing your phone number and clicking “Continue” to continue the account application process, you agree to the following Terms of Use for Account Application Text Messaging (“Text Messaging Terms”):

  1. You agree that we may send text messages to the phone number you provided to assist us in opening your account, including sending you a text message containing a one-time activation code and a link to verify your identification (“Text Message Services”). You further agree that we may include the phone number you provided in our records and contact you at such number at any time about your account or other products and services we offer. You represent and warrant that you are the owner, or authorized user, of the mobile device you use to receive Text Message Services or to send text messages to us.
  2. If at any time you need assistance, you can contact us by texting the word "HELP" to 26211 or by sending us a message at ComericaCustomerContactCenter@comerica.com. In case of questions regarding these Text Messaging Terms, please contact Customer Service at 800.501.9652.
  3. To unsubscribe and stop receiving the Text Message Service, you may at any time text the word "STOP" to 26211, but by unsubscribing we may not be able to complete your application online. We reserve the right to send you a text message to confirm that you have been unsubscribed.
  4. Message and data rates may apply. Please contact your mobile carrier for information about your messaging and data plans and applicable rates. Additionally, your carrier may impose message or charge limitations on your account that are outside of our control. All charges are billed by and payable to your carrier.
  5. Text messaging is not always predictable. In some instances, text messages may be delayed or not received. Neither we nor any of our third-party processors nor any mobile carrier shall have any liability for any delayed or undelivered text message.
  6. Text messages from us will be presented on your mobile device in the same manner as any other text message. Third parties can send text messages disguised as alerts from us and, therefore, you are urged to independently verify the authenticity of any message that you receive. Messages from us will come from the number 26211. You agree to safeguard the mobile device you use to receive Text Messaging Services, including lock your mobile device with a password, if this is a feature on your device, and delete stored text messages to/from us. You agree to assume full responsibility for the security and confidentiality of your mobile device, phone number, and passwords.
  7. Data obtained from you in connection with text messaging may include your mobile phone number, your carrier's name, information about your mobile device, and the date, time, and content of your messages, and other information that you may provide (or may be provided) through your mobile device. You agree that we may use this information to open, administer, and maintain your account; to contact you; and as otherwise described in these Text Messaging Terms or allowed by the terms of our Privacy Notice available here: www.comerica.com/privacy. We reserve the right at all times to disclose any information received, gathered, or accessed through the Text Messaging Services, as necessary, to satisfy and comply with any laws, regulations, or governmental requests, subpoena or other legal process, or otherwise to avoid liability, or to protect our rights or property as we deem necessary. Your mobile carrier and other service providers may also collect data from your text usage, and their practices are governed by their own policies and procedures.
  8. These Text Messaging Terms shall apply to the account you open online in addition to all other terms and conditions to which such account may be subject including the Privacy Notice and the Deposit Account Contract and Fee brochure.
  9. For phones issued in the U.S., participating carriers include AT&T, Verizon Wireless, Sprint, T-Mobile, MetroPCS, U.S. Cellular, Alltel, Boost Mobile, Nextel, and Virgin Mobile. Minor carriers: Alaska Communications Systems (ACS), Appalachian Wireless (EKN), Bluegrass Cellular, Cellular One of East Central IL (ECIT), Cellular One of Northeast Pennsylvania, Cincinnati Bell Wireless, Cricket, Coral Wireless (Mobi PCS), COX, Cross, Element Mobile (Flat Wireless), Epic Touch (Elkhart Telephone), GCI, Golden State, Hawkeye (Chat Mobility), Hawkeye (NW Missouri), Illinois Valley Cellular, Inland Cellular, iWireless (Iowa Wireless), Keystone Wireless (Immix Wireless/PC Man), Mosaic (Consolidated or CTC Telecom), Nex-Tech Wireless, NTelos, Panhandle Communications, Pioneer, Plateau (Texas RSA 3 Ltd), Revol, RINA, Simmetry (TMP Corporation), Thumb Cellular, Union Wireless, United Wireless, Viaero Wireless, and West Central (WCC or 5 Star Wireless). 

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