Comerica Works^®

At Comerica we are committed to expanding the financial knowledge within our communities, both for businesses and their employees, so they can help people make the most of their money and protect themselves from potential risks. We offer a variety of free seminars to choose from. Contact a Comerica representative for more details today! 

If you would like to participate or provide one of these seminars for your employees, please contact a Comerica representative today.

Comerica Works^SM Seminar Benefits

• Our programs provided are at no cost to our customers
• Free online tools and resources
• We offer many products and services that may help

Why do you need a financial wellness program?

Employee Stats

• Approximately 26% of adults have no savings set aside for emergencies¹
• 36% have yet to start socking away money for retirement¹
• 38 million households in the U.S. live paycheck to paycheck¹
• Almost half of Americans would not be able to cover an unexpected expense of $500 or less¹
• 36% of adults haven't started saving for retirement¹
• 59% say that running out of money is their number one fear¹
• 93% of middle-class workers are participating to a 401(k) plan, 67% of them are only saving enough to qualify for the company match¹
• Fifty-six percent of people have no idea their credit score is the most important factor for applying for a mortgage, car loan and new credit card²
• Two thirds of Americans do not budget³

Employer Stats

• Nearly one-third of all employees is distracted by personal financial issues while at work, with almost half of them spending three hours or more each week handling personal finances at work⁴
• Fifty-three percent of all employees are stressed about their finances⁴
• Financial stressors are not only negatively impacting employees, but are costing employers. Stressed employees are found to be less productive, take time off from work to deal with their finances, and are more likely to cite health issues caused by financial stress. These findings are concerning and potentially significant for companies looking to evaluate the return on investment of a financial wellness program.”⁴
• Four out of five employers report that their employees’ personal financial issues are impacting their job performance somewhat, very much or to an extreme degree, according to the IFEBP survey.⁵ This is resulting in:
  • An increase in stress among employees (reported by 76 percent of employers).
  • Workers’ inability to focus at work (60 percent).
  • Absenteeism and tardiness (34 percent).