IRAs - Comerica

Are Not FDIC Insured

Have No Bank Guarantee

May Lose Value

Individual Retirement Accounts (IRAs)

Individual Retirement Accounts (IRAs) give you investment options that put you in charge of your money. If you receive taxable compensation—including wages, fees, salaries, tips, commissions, and bonuses—you can own one or multiple IRAs.

IRAs offer you tax-deferred or tax-free earnings and a number of penalty-free withdrawal options. And there are different IRA plans for different savings goals.

Use IRA savings to buy a first home. Pay for college. Enjoy a comfortable retirement. And own a stake in your future.

Compare our IRAs

Traditional Individual Retirement Account (Traditional IRA)

You need to know where to begin to ensure that your retirement is comfortable. A Traditional IRA puts you on the road to financial security. With a few nice short-term surprises.

Roth Individual Retirement Account (Roth IRA)

A Roth IRA is an excellent alternative to a Traditional IRA. Funded with after-tax contributions, Roth IRAs earn interest tax-free.

Rollover Individual Retirement Account (Rollover IRA)

Changing firms means making big decisions. Transferring your employer-sponsored retirement plan is one of them. Comerica’s Rollover IRA is one option. We outline its features. You decide.

Spousal Individual Retirement Account (Spousal IRA)

When one of you isn’t working, you can still save for the future in the non-working spouse’s name with a Spousal IRA. And saving for the future is always a wise thing to do.

Simplified Employee Pension Plan (SEP-IRA)

With Simplified Employee Pension Plan IRAs, IRS filings and paperwork are minimal. If you’re self-employed or a small business owner, this no-fuss retirement plan is a good choice.

Savings Incentive Match Plan for Employees (SIMPLE) IRA

Designed for those who are self-employed and for businesses with 100 or fewer eligible employees, a SIMPLE IRA offers a number of attractive features.

DISCLOSURES:

Securities offered by Comerica Securities:

Comerica Securities is a broker/dealer, member FINRA/SIPC and a subsidiary of Comerica Bank.

Comerica Securities does not provide tax or legal advice. Please consult a tax or legal advisor regarding your situation.