1 For more information on account fees and terms and conditions please refer to the Personal Services and Charges Brochure and the Comerica Business & Personal Deposit Account Contract.
2 Ledger Balance is the balance in your account that reflects posted transactions, which include deposits, credits, withdrawals and other debits.
3 Fees may apply for using Comerica External Transfer service and Comerica Person to Person Transfer service offered through Comerica Web Banking.
4 There is no monthly fee for Comerica Web Bill Pay for Comerica Platinum Circle Checking, Rich Rewards Checking and Premier Checking accounts. For Access Checking with direct deposit there is no monthly fee for Comerica Web Bill Pay. Without direct deposit, you receive the first 12 months of Comerica Web Bill Pay for no monthly fee. After 12 months, Comerica Web Bill Pay is just $6.95 per month. Additional fees may apply for expedited payment delivery.
5 With Check Safekeeping your checks are not returned with your monthly bank statement. Although we destroy the checks, copies are kept for a limited time. You can receive a free copy of up to four checks per statement cycle; additional checks per statement cycle may incur a fee.
6 Interest rate adjustment applies to new funds not already on deposit with Comerica or any Comerica affiliate.
7 With Comerica's CheckPhoto, you receive images of the front of your cancelled checks with your monthly statement.
8 Applicable discounts will be determined at time of application or loan closing. Loans are subject to completion of an application and credit approval. Current interest rate, fees and terms will be available at application.
9 Interest rate adjustment applies to new or existing money funds.
10 The average daily ledger balance is calculated by adding the Ledger Balance in the Account each day of the period and dividing that figure by the number if days in the period. One Comerica Platinum Circle Checking Account per $50,000 maintained in qualifying personal and business account balances. A maximum of three Comerica Platinum Circle Checking Account relationships per qualifying Account balances. Each Comerica Platinum Circle Checking Account Owner is entitled to one provide one free Comerica Platinum Circle Checking Account and one Access Checking Account, free of monthly maintenance fees, to any member of his or her household.
11 If qualifying account balances are not maintained, one or more of the Comerica Platinum Circle Checking Accounts related to those balances may be converted to the Rich Rewards Checking Account, at which time you may no longer qualify for Comerica Platinum Circle Checking benefits.
12 Qualifying business balances are restricted to the following types of account ownership: sole proprietorships, partnerships or closely-held corporations. Only owners, principals or managing partners of the business are eligible to open Comerica Platinum Circle Checking Accounts when utilizing business balances to qualify.
13 Also best for individuals who maintain a minimum combined balance of $2,500,000 each day in any combination of assets managed by Comerica Asset Management, in Private Banking loan balances or in Comerica Securities account balances. Residential mortgage loans are excluded. The Checking Account portion of the Comerica Asset Management Account is offered by Comerica Bank. Deposits will be FDIC insured to the extent permitted by law, only until they are used to invest in money market mutual funds or other securities. See "Special Rules for Sweep Arrangements" section in the Comerica Business and Personal Deposit Account Contract.