How can I tell if I’m a victim of identity theft?
If an identity thief is opening credit accounts in your name, these accounts are likely to show up on your credit report. To find out, order a copy of your credit reports. Once you get your reports, review them carefully. Look for information from companies you haven’t contacted, accounts you didn’t open and debts on your accounts that you can’t account for. Check that information, like your Social Security Number, address(es), name or initials, and employers are correct. If you find fraudulent or inaccurate information, get it removed. Continue to check your credit reports periodically, especially for the first year after you discover the identity theft, to make sure no new fraudulent activity has occurred.
Visit the Federal Trade Commission (FTC) site at www.consumer.gov/idtheft for more information.