Credit Cards​

  • ​Don't give out your credit card to anyone; it is your responsibility. Periodically check to make sure you have all your cards.
  • Sign your card immediately.
  • Review your credit card statement regularly for any unauthorized charges.
  • Keep your credit card statement and credit cards in a safe and secure place.
  • You should also keep a list of all your credit cards and account information along with the card issuer's contact information in a secure place. If anything looks suspicious or you lose your credit card(s), you should contact the card issuer immediately.
  • Don't give out your credit card number(s) online unless the site is secure and reputable. Sometimes a tiny icon of a padlock appears to symbolize a higher level of security to transmit data. This icon is not a guarantee of a secure site, but might provide you some assurance. Don't trust a site just because it claims to be secure. Before using the site, check out the security/encryption software it uses.
  • Make sure you are purchasing merchandise from a reputable source.  Do your homework on the individual or company to ensure that they are legitimate. Try to obtain a physical address rather than merely a post office box and a phone number, call the seller to see if the number is correct and working. Send them an e-mail to see if they have an active e-mail address and be wary of sellers who use free e-mail services where a credit card wasn't required to open the account.  
  • Consider not purchasing from sellers who won't provide you with this type of information.
  • Check with the Better Business Bureau from the seller's area.
  • Check out other websites regarding this person/company.
  • Don't judge a person/company by their website.
  • Be cautious when responding to special offers (especially through unsolicited e-mail).
  • Be cautious when dealing with individuals/companies from outside your own country.
  • The safest way to purchase items via the Internet is by credit card because you can often dispute the charges if something is wrong.
  • Make sure the transaction is secure when you electronically send your credit card numbers.
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