Comerica HealthReserve is a health savings account (HSA) that helps reduce healthcare premiums by increasing employee participation rates in their employer’s High Deductible Health Plan (HDHP). HSAs are tax-exempt accounts1
where employees can save money for qualified medical expenses and gain more control over their healthcare costs.
- For businesses
- Enjoy premiums that are typically 30% – 50% lower than traditional plan premiums
- Help pay health plan deductible and save for future expenses
- For employees
- Tax savings
- Funds that roll over
- Investment options in a wide array of mutual funds
- Long-term savings that can be used to pay for post-retirement expenses
- The ability for employees to take money with them when they change jobs or health plans
- 24/7 access to the account
Comerica HealthReserve is the ideal HSA for organizations looking to attract and retain top talent by offering a better medical benefits package, with minimal setup time and maintenance administration.